Jefferson County property record for 46 Sumter Ave, Ranson, WV 25438
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.055 acres (2,388 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,799 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Nov 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-9B-0220.0000 |
| Primary APN | 08-9B-0220.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 1,912 sqft Living Area |
| 1st Floor Area | 720 sqft |
| Basement Area | 440 sqft |
| Finished Basement | 440 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Row Home |
| Exterior Material | Concrete Block |
| Lot Area | 2,388 sqft (0.055 acres) |
| Lot Dimensions | 120 ft deep x 20 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 46 SUMTER AVE |
|---|---|
| City | RANSON |
| State | WV |
| Zip | 25438-5596 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | #220 HUNTWELL WEST VILLAGE |
| Legal Subdivision | HUNTWELL WEST PHASE 1B |
| Jurisdiction | JEFFERSON WV |
| Township / Civil Division | MIDDLEWAY |
| Census Block Group | 4 |
| Census Block | 4036 |
| Census Tract | 972402 |
Source: Jefferson County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 7051 HEATHCOTE VILLAGE WAY, GAINESVILLE, VA 20155-3196 |
| Owner Type | Company |
| Vesting | Government |
| Date | Document |
|---|---|
| Dec 29, 2025 | Intrafamily Transfer, Transfer · FHA Mortgage FIRST HERITAGE MORTGAGE LLC |
| Nov 15, 2024 | Deed, Subdivision Related Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Recording Date | Dec 29, 2025 |
| Property Address | 46 SUMTER AVE, RANSON, WV 25438-5596 |
| Document Number | 0001364/76 |
| Book / Page | 1364 / 76 |
| Map Reference | MB 27 SL 36-41 |
| Instrument Date | Dec 23, 2025 |
| Instrument | 202500016999 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 46 SUMTER AVE, RANSON, WV 25438-5596 |
| Document Number | 202500017000 |
|---|---|
| Date | Dec 29, 2025 |
| Instrument | 202500017000 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Recording Date | Nov 15, 2024 |
| Property Address | 46 SUMTER AVE, RANSON, WV 25438-5596 |
| Document Number | 001335/160 |
| Book / Page | 1335 / 160 |
| Map Reference | MB 27 SL 36-41 |
| Instrument Date | Nov 6, 2024 |
| Instrument | 202400013704 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 14, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,666.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 46 SUMTER AVE, RANSON, WV 25438-5596 |
| Document Number | 202400013705 |
|---|---|
| Date | Nov 15, 2024 |
| Instrument | 202400013705 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2054 |
Source: Jefferson County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Jefferson County |
| Municipality | Ranson Corporation |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,799.00 (+235.61%) | $203,700 (+583.56%) Land $52,900 Building $150,800 | $339,500 (+584.48%) Land $88,167 Building $251,333 |
| 2025 | $834.00 | $29,800 Land $29,800 | $49,600 Land $49,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WVAW - WALNUT GROVE UTILITIES private · serves 7,250 people · EPA ID WV3301942 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Failure to filter resolved · Jun 2017 Treatment failure resolved · Jun 2017 |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Apr 2018 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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