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46 Summit St, Philmont, NY 12565 Property Records

Columbia County and Claverack Town property record for 46 Summit St, Philmont, NY 12565

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,769 sqft · built 1930
Lot Size0.36 acres (15,682 sqft)
Owner2 Trust Names on File
Last Sale$269,754 (Sep 2026)
Tax Bill$4,322 (2026)
Deeds & MortgagesSep 2026 Foreclosure
Feb 2018 Loan Modification
+ 1 more
APN102801 113.13-2-34

Property Details

APN / Parcel Number

Primary APN102801 113.13-2-34
Alternative APN
  • 280111301300020340000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,769 sqft Living Area
1st Floor Area1,175 sqft
2nd Floor Area594 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area15,682 sqft (0.36 acres)
Lot Dimensions242 ft deep x 65 ft wide
Pool TypeAbove-Ground Pool
PorchSlab
Porch Area400 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address46 SUMMIT ST
CityPHILMONT
StateNY
Zip12565
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code07 - MIXED
Legal Block2
Legal Lot Number34.000
JurisdictionCOLUMBIA NY
Township / Civil DivisionCLAVERACK
Census Block Group1
Census Block1009
Census Tract1000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Philmont Historic District (Additional Documentation)
listed 2024 · 351 contributing resources · NRIS 100010025

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

46 Summit St is owner-occupied and held in a trust since September 2026.

Source: Columbia County and Claverack Town records, as of October 20, 2026

Owner of Record2 Trust Names on File
Mailing Address46 SUMMIT ST, PHILMONT, NY 12565
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2026Foreclosure
Feb 8, 2018Loan Modification, Mortgage · Conventional Mortgage
DITECH FIN'L
Jan 30, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 23, 2026 · Amount on File
Deed SaleSep 23, 2026 · Amount on File
Deed Document Number20268627
Deed Book / Page1036 / 128
Prior Transfer DateMay 26, 2026
Prior Transfer Doc0000008627
Record UpdatedOct 29, 2026

September 2026: Foreclosure

Document TypeForeclosure
JurisdictionCOLUMBIA NY
Recording DateSep 23, 2026
Property Address46 SUMMIT ST, PHILMONT, NY 12565
Document Number0000008627
Book / Page1036 / 128
Instrument DateMay 26, 2026
Instrument20268627
Transaction TypeForeclosure
Record UpdatedOct 14, 2026

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust

February 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCOLUMBIA NY
Property Address46 SUMMIT ST, PHILMONT, NY 12565
Document Number0000003455
Instrument DateFeb 8, 2018
Transaction TypeMortgage
Record UpdatedApr 20, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 SUMMIT ST PHILMONT NY 12565, PHILMONT, NY 12565

Mortgage

Document Number0000003455
DateApr 10, 2018
Book Page000864/001935
Instrument3455
Lender
NameDITECH FIN'L
AddressTEMPE, AZ 85284
Agreement
TypeConventional Mortgage
AmountAmount on Record

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCOLUMBIA NY
Recording DateJan 30, 2017
Property Address46 SUMMIT ST, PHILMONT, NY 12565
Document Number0000001007
Book / Page000840 / 002481
Instrument DateOct 27, 2016
Instrument1007
Transaction TypeTransfer
Record UpdatedFeb 15, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 SUMMIT ST PHILMONT NY 12565, PHILMONT, NY 12565

Tax Assessment & Valuation

The 2026 property tax bill for 46 Summit St was $4,322, up 0.3% from the year before.

Source: Columbia County and Claverack Town assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyColumbia County
County SubdivisionClaverack Town
MunicipalityPhilmont Village
Unified School DistrictTaconic Hills Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,322.00 (+0.3%)
2025$4,309.00$200,000 Land $32,300 Building $167,700$303,030 Land $48,939 Building $254,091
2023$200,000 Land $32,300 Building $167,700$263,158 Land $42,500 Building $220,658

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 46 Summit St; there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2022 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Summit St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mid-Hudson Cablevision
Fiber · Cable		5,000 / 5,000
Verizon
Fixed Wireless		300 / 20

May also be available: Fidium Fiber, T-Mobile.

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