46 Summer St, Vineyard Haven, MA 02568 Property Records

Dukes County and Tisbury Town property record for 46 Summer St, Vineyard Haven, MA 02568

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	4 bd · 1.5 ba · 1,359 sqft · built 1910
Lot Size	0.57 acres (24,836 sqft)
Owner	2 Trust Names on File
Tax Bill	$5,684 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`TISB M:0025E B:00000 L:00008`

Property Details

APN / Parcel Number

Primary APN	`TISB M:0025E B:00000 L:00008`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,359 sqft Living Area
Gross Area	2,375 sqft
Basement Area	620 sqft
Unfinished Basement	620 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,836 sqft (0.57 acres)
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	46 SUMMER ST
City	VINEYARD HAVEN
State	MA
Zip	02568
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	R10
Legal Lot Number	8
Jurisdiction	TISBURY MA
Township / Civil Division	TISBURY
Census Block Group	2
Census Block	2027
Census Tract	200100

Owner

46 Summer St, a residential property, is held in a trust since April 2024.

Source: Dukes County and Tisbury Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 626, VINEYARD HAVEN, MA 02568-0626
Owner Type	Individual
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Line of Credit VINEYARD BANK
Apr 17, 2024	Quit Claim Deed, Transfer Quitclaim
Sep 19, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 16, 2024
Transfer Doc	001679-101
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TISBURY MA
Recording Date	Jul 7, 2026
Property Address	46 SUMMER ST, VINEYARD HAVEN, MA 02568
Document Number	0000003117
Book / Page	1740 / 1056
Instrument Date	Jul 1, 2026
Instrument	20263117
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003117,
Date	Jul 7, 2026
Book Page	1740/1056
Instrument	20263117

Lender

Name	VINEYARD BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.48%
Initial Type	Adjustable Rate
Max Rate	-1%

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TISBURY MA
Recording Date	Apr 17, 2024
Property Address	46 SUMMER ST, VINEYARD HAVEN, MA 02568
Document Number	001679-101
Book / Page	1679 / 101
Instrument Date	Apr 16, 2024
Instrument	1843
Transaction Type	Transfer
Record Updated	May 3, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 626, VINEYARD HAVEN, MA 02568-0626

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TISBURY MA
Recording Date	Sep 19, 2018
Property Address	46 SUMMER ST, VINEYARD HAVEN, MA 02568
Document Number	1476-1018
Book / Page	001476 / 001018
Instrument Date	Jul 26, 2018
Instrument	5237
Transaction Type	Transfer
Record Updated	Oct 9, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 626 VINEYARD HAVEN MA 025680626, VINEYARD HAVEN, MA 02568-0626

Tax Assessment & Valuation

The 2026 property tax bill for 46 Summer St was $5,684, down 39.7% from the year before.

Source: Dukes County and Tisbury Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Dukes County
County Subdivision	Tisbury Town
Secondary School District	Martha's Vineyard School District (09 - 12)
Elementary School District	Tisbury School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,684.00 (-39.68%)	$766,100 (-38.46%) Land $472,500 Building $293,600	$885,301
2025	$9,423.00 (-4.05%)	$1,244,800 (+1.15%) Land $472,500 Building $772,300
2024	$9,821.00 (+33.22%)	$1,230,700 (+22.2%) Land $410,900 Building $819,800
2023	$7,372.00	$1,007,100 Land $391,300 Building $615,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Summer St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	4 (1991)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Oct 1991 · Coastal Storm
Claims by Event	Coastal Storm, Oct 1991 · 2 claims Hurricane Bob, Aug 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Summer St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TISBURY WATER WORKS serves 6,082 people · EPA ID MA4296000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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