46 Suffolk St, #48, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 46 Suffolk St, #48, Springfield, MA 01109

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,456 sqft · built 1923
Lot Size	0.117 acres (5,105 sqft)
Owner	Individual Name on File
Last Sale	$455,000 (Apr 2026)
Tax Bill	$3,437 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:11260 P:0010`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:11260 P:0010`
Alternative APN	`112600010`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,456 sqft Living Area
1st Floor Area	1,215 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Lot Area	5,105 sqft (0.117 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	112600010
Street Address	46 SUFFOLK ST, 48
City	SPRINGFIELD
State	MA
Zip	01109-2823
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3005
Census Tract	801700

Owner

46 Suffolk St, #48 is owned by an individual who bought it in April 2026.

Source: Hampden County and Springfield City records, as of May 6, 2026

Owner of Record	Individual Name on File
Mailing Address	119 STERLING ST, SPRINGFIELD, MA 01107-1358
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Quit Claim Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 28, 2025	Quit Claim Deed, Transfer · Commercial Mortgage TAILOR RIDGE REIT LLC
Feb 25, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2026 · Amount on File
Deed Sale	Apr 13, 2026 · Amount on File
Prior Sale	Oct 28, 2025 · Amount on File
Deed Document Number	202615614
Deed Book / Page	26287 / 167
Prior Transfer Date	Apr 8, 2026
Prior Transfer Doc	026287-167
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Apr 13, 2026
Property Address	46 SUFFOLK ST, 48, SPRINGFIELD, MA 01109-2823
Document Number	026287-167
Book / Page	26287 / 167
Instrument Date	Apr 8, 2026
Instrument	2026.15614
Transaction Type	Transfer
Record Updated	May 7, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Apr 13, 2026

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate	5.98%
Max Rate	-1%

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Oct 28, 2025
Property Address	46 SUFFOLK ST # 48, 48, SPRINGFIELD, MA 01109-2823
Document Number	026086-579
Book / Page	26086 / 579
Instrument Date	Oct 28, 2025
Instrument	51516
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 E COLUMBUS AVE, SPRINGFIELD, MA 01105
Investor	Possibly a Property Investor

Mortgage

Document Number	0000051517
Date	Oct 28, 2025
Instrument	51517

Lender

Name	TAILOR RIDGE REIT LLC

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Feb 25, 2020
Property Address	46-48 SUFFOLK ST, SPRINGFIELD, MA 01109
Document Number	23100-244
Book / Page	023100 / 000244
Instrument Date	Feb 21, 2020
Instrument	10220
Transaction Type	Transfer
Record Updated	Mar 10, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 SYLVAN PL SPRINGFIELD MA 01106, SPRINGFIELD, MA 01106

Tax Assessment & Valuation

The 2025 property tax bill for 46 Suffolk St, #48 was $3,437.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,437.00	$219,200 Land $30,200 Building $189,000
2023	$3,608.00	$211,600 Land $27,400 Building $184,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 46 Suffolk St, #48 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1989)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1989 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 46 Suffolk St, #48 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 782 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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