Bergen County and Waldwick Borough property record for 46 Stuart St, Waldwick, NJ 07463 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Architecture Style | Cape Cod |
| Year Built | Built 1950 |
| Square Footage | 1,855 sqft Living Area |
| Lot Size | 5,998 sqft (0.138 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $480,000 (2015) |
| Tax Bill | $13,107.00 (2025) |
| Primary APN | 64-00072-05-00029 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,855 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 5,998 sqft (0.138 acres) |
| Depth X Width | 100 ft x 60 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Old Parcel Number | 6400072D00029 |
|---|---|
| Street Address | 46 STUART ST |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-2430 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 60X100 2.5LT |
| Legal Subdivision | FLEETWING ESTATES |
| Legal Block | 72.5 |
| Legal Lot Number | 29 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | WALDWICK |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 56100 |
Source: Bergen County and Waldwick Borough records · APN 64-00072-05-00029
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 STUART ST, WALDWICK, NJ 07463-2430 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 15, 2026 | Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE |
| Feb 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 11, 2015 · Amount on Record |
| Deed Sale | Aug 11, 2015 · Amount on Record |
| Prior Sale | Jul 01, 2015 · Amount on Record |
| Deed Doc Number | 201560278 |
| Deed Book / Page | 2020 / 646 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 15, 2026 |
| Property Address | 46 STUART ST, WALDWICK, NJ 07463-2430 |
| Document Number | 0000048130 |
| Book / Page | 5848 / 370 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 202648130 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURAN C, FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|---|
| Address | 46 STUART ST, WALDWICK, NJ 07463-2430 |
| Document Number | 0000048130, |
|---|---|
| Date | Jul 15, 2026 |
| Book Page | 5848/370 |
| Instrument | 202648130 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 46 STUART ST, WALDWICK, NJ 07463-2430 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Title Company | GUARDIAN TITLE SERVICES, GUARDIAN TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0045820499 |
|---|---|
| Date | Feb 14, 2022 |
| Book Page | 4582/499 |
| Instrument | 2022019804 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2052 |
Source: Bergen County and Waldwick Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $571,100 (-) Land $291,000 Building $280,100 | $571,100 (-) Land $291,000 Building $280,100 | |
| 2025 | $13,107.00 (+3.66%) | $571,100 (+31.65%) Land $291,000 Building $280,100 | $571,100 (+31.65%) Land $291,000 Building $280,100 |
| 2024 | $12,644.00 (+2.35%) | ||
| 2023 | $433,800 Land $240,000 Building $193,800 | $433,800 Land $240,000 Building $193,800 | |
| 2022 | $12,354.00 |
46 Stuart St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Bergen County (34003C), updated December 8, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 2nd percentile of exposed land nationally · 6th in New Jersey |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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