Monterey County property record for 46 Stone St, Unit 18, Salinas, CA 93901
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 860 sqft · built 1980 |
| Lot Size | 0.019 acres (852 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $330,500 (Jun 2021) |
| Tax Bill | $4,404 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Jul 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 002-166-018-000 |
| Primary APN | 002-166-018-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 860 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Construction Type | Wood |
| Lot Area | 852 sqft (0.019 acres) |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 46 STONE ST UNIT 18, 18 |
|---|---|
| City | SALINAS |
| State | CA |
| Zip | 93901-2676 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | CONDO PLAN FOR THE STEINBECK FLATS CONDOMINIUMS UNIT 18 BLDG NO 1 |
| Legal Subdivision | THE STEINBECK FLATS CONDOMINIUMS |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SALINAS |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 1300 |
Source: Monterey County records, as of October 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 46 STONE ST UNIT 18, 18, SALINAS, CA 93901-2676 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 9, 2021 | Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Jul 27, 2017 | Deed of Trust, Mortgage · ARM LENDSURE MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2021 · Amount on Record |
| Deed Sale | Jun 9, 2021 · Amount on Record |
| Prior Sale | Aug 31, 2005 · Amount on Record |
| Deed Document Number | 2021040685 |
| Record Updated | Jun 7, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Jun 9, 2021 |
| Property Address | 46 STONE ST UNIT 18, 18, SALINAS, CA 93901-2676 |
| Document Number | 0000040685 |
| Map Reference | VOL 13 PG 34 |
| Instrument Date | Jun 4, 2021 |
| Instrument | 2021040685 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46 STONE ST UNIT 18, 18, SALINAS, CA 93901-2676 |
| Document Number | 0000040686 |
|---|---|
| Date | Jun 9, 2021 |
| Instrument | 2021040686 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 46 STONE ST UNIT 18, 18, SALINAS, CA 93901-2676 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC |
| Name | Verified Name |
|---|
| Document Number | 0000039861 |
|---|---|
| Date | Jul 27, 2017 |
| Instrument | 2017039861 |
| Name | LENDSURE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92128 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
| Prepayment Penalty | 12 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 7.25% |
| Max Rate At Change | 9.25% |
| Index | 1-Year LIBOR |
| Margin | 4 |
| Max Rate | 12.2% |
Source: Monterey County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Salinas City |
| Elementary School District | Salinas City Elementary School District (KG - 06) |
| Secondary School District | Salinas Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,404.00 (+13.13%) Homeowner's exemption | $357,676 (+4.04%) Land $189,425 Building $168,251 |
| 2023 | $3,893.00 (+3.84%) Homeowner's exemption | $343,788 Land $182,070 Building $161,718 |
| 2022 | $3,749.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CWSC SALINAS private · serves 114,286 people · EPA ID CA2710010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Razzolink Fixed Wireless | 500 / 250 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Astound Broadband, Cruzio, Etheric Networks, GeoLinks, T-Mobile, Verizon.
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