Kent County property record for 46 Stone Ridge Dr, Dover, DE 19901
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,111 sqft · built 2006 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $535,000 (Aug 2026) |
| Tax Bill | $2,279 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Aug 2023 Second Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7-00-095.01-01-01.00-000 |
| Primary APN | 7-00-095.01-01-01.00-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,111 sqft Living Area |
| Basement Area | 1,433 sqft |
| Unfinished Basement | 1,433 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 130 ft deep x 85 ft wide |
| View / Lot | Major Street/Thoroughfare |
| Garage Type | Finished |
| Garage Area | 429 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 800 sqft |
| Porch | Slab |
| Porch Area | 40 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 82859 |
|---|---|
| Street Address | 46 STONE RIDGE DR |
| City | DOVER |
| State | DE |
| Zip | 19901-8216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS1 |
| Legal Description | STONE RIDGE SUBD., LOT #1 46 STONE RIDGE DR |
| Legal Subdivision | STONE RIDGE SUBDIVISION |
| Legal Lot Number | 1 |
| Jurisdiction | KENT DE |
| Township / Civil Division | DOVER |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 41702 |
Source: Kent County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 46 STONE RIDGE DR, DOVER, DE 19901-8216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 3, 2026 | Deed, Transfer · Conventional Mortgage CITIZENS BANK |
| Aug 24, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Jun 1, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Mar 29, 2017 | Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA |
| Feb 19, 2019 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Oct 2, 2019 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Sep 24, 2019 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Jul 13, 2017 | Deed, Transfer · VA Mortgage NEW PENN FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2026 · Amount on Record |
| Deed Sale | Aug 3, 2026 · Amount on Record |
| Prior Sale | Jul 13, 2017 · Amount on Record |
| Deed Document Number | 2026541463 |
| Deed Book / Page | 14344 / 178 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Aug 3, 2026 |
| Property Address | 46 STONE RIDGE DR, DOVER, DE 19901-8216 |
| Document Number | 0000541463 |
| Book / Page | 14344 / 178 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 2026541463 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,161,400.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 46 STONE RIDGE DR, DOVER, DE 19901-8216 |
| Document Number | 0000541464, |
|---|---|
| Date | Aug 3, 2026 |
| Instrument | 2026541464 |
| Name | CITIZENS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 46 STONE RIDGE DR, DOVER, DE 19901-8216 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2023 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0000479546 |
|---|---|
| Date | Aug 24, 2023 |
| Book Page | 12631/82 |
| Instrument | 2023-479546 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 46 STONE RIDGE DR, DOVER, DE 19901-8216 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000419822 |
|---|---|
| Date | Jun 1, 2021 |
| Book Page | 11107/295 |
| Instrument | 2021-419822 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 46 STONE RIDGE DR, DOVER, DE 19901-8216 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000316034 |
|---|---|
| Date | Mar 29, 2017 |
| Book Page | 8555/074 |
| Instrument | 2017-316034 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 46 STONE RIDGE DR, DOVER, DE 19901-8216 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000356819 |
|---|---|
| Date | Feb 19, 2019 |
| Book Page | 9480/117 |
| Instrument | 2019-356819 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60607 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 46 STONE RIDGE DR, DOVER, DE 19901-8216 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000370741 |
|---|---|
| Date | Oct 2, 2019 |
| Book Page | 9804/001 |
| Instrument | 2019-370741 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60607 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Jan 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 46 STONE RIDGE DR, DOVER, DE 19901-8216 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000370132 |
|---|---|
| Date | Sep 24, 2019 |
| Book Page | 9787/258 |
| Instrument | 2019-370132 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60607 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Jul 13, 2017 |
| Property Address | 46 STONE RIDGE DR, DOVER, DE 19901-8216 |
| Document Number | 0000322189 |
| Book / Page | 8695 / 236 |
| Map Reference | PL 120 PG 26 |
| Instrument Date | Jul 12, 2017 |
| Instrument | 2017-322189 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,297.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 46 STONE RIDGE DR, 46, DOVER, DE 19901-8216 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 46 STONE RIDGE DR, DOVER, DE 19901-8216 |
| Document Number | 0000322190 |
|---|---|
| Date | Jul 13, 2017 |
| Book Page | 8695/240 |
| Instrument | 2017-322190 |
| Name | NEW PENN FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLYMOUTH MEETING, PA 19462 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
Source: Kent County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Unified School District | Caesar Rodney School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $449,400 (-) Land $71,700 Building $377,700 | |
| 2025 | $2,279.00 (+16.87%) | $449,400 (+518.16%) Land $71,700 Building $377,700 |
| 2023 | $1,950.00 | $72,700 Land $4,400 Building $68,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1979–2008) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 84% of Delaware |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOVER WATER DEPARTMENT serves 39,491 people · EPA ID DE0000571 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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