Windsor Locks Town property record for 46 Stevens St, Windsor Locks, CT 06096
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,352 sqft · built 1957 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $194,000 (Jul 2013) |
| Tax Bill | $5,416 (2024) |
| Deeds & Mortgages | Dec 2021 Refinance Mar 2023 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WINL M:41 B:77 L:12 |
| Primary APN | WINL M:41 B:77 L:12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,352 sqft Living Area |
| 1st Floor Area | 1,352 sqft |
| Basement Area | 1,352 sqft |
| Unfinished Basement | 1,352 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,939 sqft (0.32 acres) |
| Pool Type | In-Ground Pool |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 424400 |
|---|---|
| Street Address | 46 STEVENS ST |
| City | WINDSOR LOCKS |
| State | CT |
| Zip | 06096-2140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESA |
| Legal Block | 77 |
| Legal Lot Number | 12 |
| Jurisdiction | WINDSOR LOCKS CT |
| Township / Civil Division | WINDSOR LOCKS |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 476300 |
Source: Windsor Locks Town records · APN WINL M:41 B:77 L:12
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 STEVENS ST, WINDSOR LOCKS, CT 06096-2140 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 01, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Mar 01, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA |
| Apr 12, 2024 | Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE |
| Jun 12, 2025 | Deed of Trust, Mortgage · Line of Credit UPSTART MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 01, 2013 · Amount on Record |
| Deed Sale | Jul 01, 2013 · Amount on Record |
| Deed Book / Page | 430 / 731 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINDSOR LOCKS CT |
| Property Address | 46 STEVENS ST, WINDSOR LOCKS, CT 06096-2140 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000513-383 |
|---|---|
| Date | Dec 01, 2021 |
| Book Page | 513/383 |
| Instrument | 1245160015 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 01, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINDSOR LOCKS CT |
| Property Address | 46 STEVENS ST, WINDSOR LOCKS, CT 06096-2140 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000524-961 |
|---|---|
| Date | Mar 01, 2023 |
| Book Page | 524/961 |
| Instrument | 1308750007 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 01, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINDSOR LOCKS CT |
| Property Address | 46 STEVENS ST, WINDSOR LOCKS, CT 06096-2140 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Title Company | FIDELITY NATIONAL TITLE MA, FIDELITY NATIONAL TITLE (AKA |
| Name | Verified Name |
|---|
| Document Number | 0000536-67 |
|---|---|
| Date | Apr 12, 2024 |
| Book Page | 536/67 |
| Instrument | 1782420013 |
| Name | MUTUAL OF OMAHA MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINDSOR LOCKS CT |
| Property Address | 46 STEVENS ST, WINDSOR LOCKS, CT 06096-2140 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000547-53 |
|---|---|
| Date | Jun 12, 2025 |
| Book Page | 547/53 |
| Instrument | 2404930006 |
| Name | UPSTART MORTGAGE LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jul 01, 2035 |
Source: Windsor Locks Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Windsor Locks Town |
| Unified School District | Windsor Locks School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $225,750 (+82.72%) Land $59,500 Building $166,250 | $158,025 Land $41,650 Building $116,375 | |
| 2024 | $5,416.00 (+55.77%) | $123,550 (-) Land $45,640 Building $77,910 | |
| 2023 | $3,477.00 (+8.96%) | $123,550 (-) Land $45,640 Building $77,910 | |
| 2022 | $3,191.00 | $123,550 Land $45,640 Building $77,910 |
Source: FEMA National Flood Hazard Layer as of August 29, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 323 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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