Suffolk County and Smithtown Town property record for 46 Steven Pl, Smithtown, NY 11787
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $560,000 (Oct 2006) |
| Tax Bill | $15,020 (2024) |
| Deeds & Mortgages | Aug 2020 Refinance May 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 162.-2-28 |
| Primary APN | 473489 162.-2-28 |
|---|---|
| Alternative APNs |
|
| Lot Area | 15,682 sqft (0.36 acres) |
|---|
| Street Address | 46 STEVEN PL |
|---|---|
| City | SMITHTOWN |
| State | NY |
| Zip | 11787-5420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 21-829526 TC-70 *5215 LOT 218 TERRY ACRES SEC 5 |
| Legal Block | 2 |
| Legal Lot Number | 28 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 135306 |
Source: Suffolk County and Smithtown Town assessment roll, APN 473489 162.-2-28, as of August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 STEVEN PL, SMITHTOWN, NY 11787-5420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 19, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| May 29, 2020 | Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 12, 2006 · Amount on Record |
| Deed Sale | Oct 12, 2006 · Amount on Record |
| Deed Book / Page | 12473 / 637 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 46 STEVEN PL, SMITHTOWN, NY 11787-5420 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0231640336 |
|---|---|
| Date | Aug 19, 2020 |
| Book Page | 23164/336 |
| Instrument | DL021070 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 46 STEVEN PL, SMITHTOWN, NY 11787-5420 |
| Document Number | 0231640337 |
| Instrument Date | May 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 46 STEVEN PL SMITHTOWN NY 117875420, SMITHTOWN, NY 11787-5420 |
| Document Number | 0231640337 |
|---|---|
| Date | Aug 19, 2020 |
| Book Page | 023164/000337 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55467-8000 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 18, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.87% |
Source: Suffolk County and Smithtown Town assessment roll as of August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,180 (-) Land $375 Building $5,805 | $772,500 (+10,775.69%) Land $46,875 Building $725,625 | |
| 2024 | $15,020.00 | ||
| 2023 | $6,180 Land $375 Building $5,805 | $7,103 Land $431 Building $6,672 |
Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), as of September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361031353063, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 304 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
Source: EPA Safe Drinking Water Information System, water system NY5110526, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures