46 Stephen Dr, Meriden, CT 06450 Property Records

Meriden City property record for 46 Stephen Dr, Meriden, CT 06450

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,871 sqft · built 1985
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$338,000 (Dec 2022)
Tax Bill	$8,410 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Apr 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`902-316N-0008-024S`

Property Details

APN / Parcel Number

Primary APN	`902-316N-0008-024S`
Alternative APNs	`MERI M:902 B:316N L:8-24S` `M:902 B:316N L:8=24S` `136720`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,871 sqft Living Area
Gross Area	4,803 sqft
1st Floor Area	1,177 sqft
Attic	Attic
Attic Area	550 sqft
Basement Area	1,177 sqft
Unfinished Basement	1,177 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	902-316N-0008-024S
Street Address	46 STEPHEN DR
City	MERIDEN
State	CT
Zip	06450-7335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S-R
Legal Block	316N
Legal Lot Number	8-24S
Jurisdiction	MERIDEN CT
Township / Civil Division	MERIDEN
Census Block Group	2
Census Block	2016
Census Tract	171201

Owner

Source: Meriden City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	46 STEPHEN DR, MERIDEN, CT 06450-7335
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SECRETARY HOUSING URBAN DEVELOPMENT
Apr 3, 2025	Deed of Trust, Mortgage · VA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Dec 2, 2022	Warranty Deed, Transfer
Dec 2, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE
May 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS FIRST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2022 · Amount on Record
Deed Sale	Dec 2, 2022 · Amount on Record
Prior Sale	Jul 2, 2001 · Amount on Record
Deed Book / Page	5483 / 103
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERIDEN CT
Property Address	46 STEPHEN DR, MERIDEN, CT 06450-7335
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	05511-1050
Date	Dec 4, 2023
Book Page	5511/1050
Instrument	2023006919

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	337 Months
Due	Jan 1, 2052

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERIDEN CT
Property Address	46 STEPHEN DR, MERIDEN, CT 06450-7335
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005551-987
Date	Apr 3, 2025
Book Page	5551/987
Instrument	2025002032

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	May 1, 2052

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MERIDEN CT
Recording Date	Dec 2, 2022
Property Address	46 STEPHEN DR, MERIDEN, CT 06450-7335
Document Number	005483-103
Book / Page	5483 / 103
Instrument Date	Nov 28, 2022
Transaction Type	Transfer
Record Updated	Dec 16, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MERIDEN CT
Recording Date	Dec 2, 2022
Property Address	46 STEPHEN DR, MERIDEN, CT 06450-7335
Document Number	005483-103
Book / Page	5483 / 103
Instrument Date	Nov 28, 2022
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005483106
Date	Dec 2, 2022
Instrument	5483/106

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERIDEN CT
Property Address	46 STEPHEN DR, MERIDEN, CT 06450-7335
Document Number	5303-151
Instrument Date	May 10, 2018
Transaction Type	Mortgage
Record Updated	Jun 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5303-151
Date	May 16, 2018
Book Page	005303/000151

Lender

Name	MEMBERS FIRST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 15, 2028

Tax Assessment & Valuation

Source: Meriden City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Meriden City
Unified School District	Meriden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,410.00	$209,720 (-) Land $61,180 Building $148,540	$299,600 Land $87,400 Building $212,200
2024	$8,410.00 (+10.44%)	$209,720 (-) Land $61,180 Building $148,540
2023	$7,615.00 (+10.06%)	$209,720 (-) Land $61,180 Building $148,540
2022	$6,919.00	$209,720 Land $61,180 Building $148,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 90% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDEN WATER DIVISION serves 58,441 people · EPA ID CT0800011
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GoNetspeed, Verizon, Xfinity.

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