46 State St, Oneida, NY 13421 Property Records

Oneida County and Vernon Town property record for 46 State St, Oneida, NY 13421 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,606 sqft · built 1927
Lot Size0.509 acres (22,176 sqft)
OwnerIndividual Name on File
Tax Bill$5,098 (2025)
Deeds & MortgagesSep 2017 Sale & Mortgage
May 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN306001 321.012-2-28

Property Details

APN / Parcel Number

Primary APN306001 321.012-2-28
Alternative APNs
  • 600132101200020280000000
  • 020170

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,606 sqft Living Area
1st Floor Area918 sqft
Upper Floors Area688 sqft

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Architectural StyleTraditional
Exterior MaterialWood
Lot Area22,176 sqft (0.509 acres)
Lot Dimensions198 ft deep x 112 ft wide
Garage TypeDetached
Garage Area744 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area452 sqft
PorchSlab
Porch Area288 sqft
Shed1 Shed
Canopy240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number020170
Street Address46 STATE ST
CityONEIDA
StateNY
Zip13421-2548
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE & DBL GAR & SHOP
Legal Block2
Legal Lot Number28.000
JurisdictionONEIDA NY
Township / Civil DivisionVERNON
Census Block Group1
Census Block1030
Census Tract24900

Owner

Source: Oneida County and Vernon Town records · APN 306001 321.012-2-28

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address46 STATE ST, ONEIDA, NY 13421-2548
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 01, 2017Warranty Deed, Transfer · Conventional Mortgage
COMMONFUND MTG
May 12, 2017Deed of Trust, Mortgage
ROME TEACHERS FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedJun 08, 2026

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONEIDA NY
Recording DateSep 01, 2017
Property Address46 STATE ST, ONEIDA, NY 13421-2548
Document Number0000013258
Instrument DateAug 28, 2017
Instrument13258
Transaction TypeTransfer
Record UpdatedSep 15, 2017

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$712.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address5210 W SENECA ST #B18 VERNON NY 134763661, B18, VERNON, NY 13476-3661

Mortgage

Document Number13259
DateSep 01, 2017
Instrument13259
Lender
NameCOMMONFUND MTG
TypeMortgage Company
AddressSYRACUSE, NY 13204
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 31, 2032

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address46 STATE ST, ONEIDA, NY 13421-2548
Document Number0000007896
Instrument DateMay 12, 2017
Transaction TypeMortgage
Record UpdatedJun 08, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 STATE ST ONEIDA NY 134212548, ONEIDA, NY 13421-2548

Mortgage

Document Number0000007896
DateJun 01, 2017
Instrument7896
Lender
NameROME TEACHERS FCU
AddressROME, NY 13440
Agreement
AmountAmount Recorded
Term180 Months
DueMay 31, 2032

Tax Assessment & Valuation

Source: Oneida County and Vernon Town records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
County SubdivisionVernon Town
MunicipalityOneida Castle Village
Unified School DistrictOneida City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,098.00 (+311.46%)$92,100 (-) Land $5,500 Building $86,600$211,724 (+9.2%) Land $12,644 Building $199,080
2023$92,100 (-) Land $5,500 Building $86,600$193,895 (+9.47%) Land $11,579 Building $182,316
2022$1,239.00$92,100 Land $5,500 Building $86,600$177,115 Land $10,577 Building $166,538

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oneida County (36065C), updated September 26, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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