46 Spruce Dr, Durango, CO 81301 Property Records

La Plata County property record for 46 Spruce Dr, Durango, CO 81301

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,707 sqft · built 1987
Lot Size0.286 acres (12,458 sqft)
Owner2 Individual Names on File
Last Sale$650,900 (May 2024)
Tax Bill$2,277 (2025)
Deeds & MortgagesMay 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN5661-301-14-022

Property Details

APN / Parcel Number

Primary APN5661-301-14-022
Alternative APN
  • R008963

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,707 sqft Living Area
Gross Area2,213 sqft
1st Floor Area1,707 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleRanch
Lot Area12,458 sqft (0.286 acres)
Garage TypeAttached
Garage Area506 sqft

Exterior Amenities

PorchUnfinished Open Porch
Porch Area155 sqft
Deck AreaDeck Area
Patio Area192 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account NumberR008963
Street Address46 SPRUCE DR
CityDURANGO
StateCO
Zip81301-7512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION: DURANGO WEST II BLOCK: 0 LOT: 39 DGO WEST UNIT 2 46 SPRUCE DR DURANGO 81301
Legal SubdivisionDURANGO WEST II
Legal Block2
Legal Lot Number39
Legal Unit2
JurisdictionLA PLATA CO
Township / Civil DivisionDURANGO
Census Block Group2
Census Block2032
Census Tract970701

Owner

46 Spruce Dr is owned and occupied by two individuals who bought it in May 2024.

Source: La Plata County records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address46 SPRUCE DR, DURANGO, CO 81301-7512
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 6, 2024 · Amount on File
Deed SaleMay 6, 2024 · Amount on File
Prior SaleFeb 11, 2004
Deed Document Number20241231942
Prior Transfer DateSep 30, 2013
Prior Transfer Doc0001072531
Record UpdatedOct 29, 2026

May 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionLA PLATA CO
Recording DateMay 6, 2024
Property Address46 SPRUCE DR, DURANGO, CO 81301-7512
Document Number0001231942
Map ReferenceDOC 444490
Instrument DateMay 3, 2024
Instrument1231942
Transaction TypeTransfer
Record UpdatedMay 15, 2024
Title CompanyCOLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$65.09
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address46 SPRUCE DR, DURANGO, CO 81301-7512

Mortgage

Document Number0001231943
DateMay 6, 2024
Instrument1231943
Lender
NameANIMAS MOUNITAN MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 46 Spruce Dr was $2,277.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateColorado
CountyLa Plata County
Unified School DistrictDurango School District 9-R (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$40,640 (-2.07%) Land $8,820 Building $31,820$664,020 (-) Land $144,110 Building $519,910
2025$2,277.00$41,500 Land $9,010 Building $32,490$664,020 Land $144,110 Building $519,910
2023$1,115.00 (+4.3%)$26,560 (+5.44%) Land $6,860 Building $19,700$396,500 (+9.39%) Land $102,450 Building $294,050
2022$1,069.00$25,190 Land $7,630 Building $17,560$362,460 Land $109,800 Building $252,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 46 Spruce Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Spruce Dr is high, ranking above 82% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 82% of the US · above 85% of Colorado
Wildfire Likelihood0.5% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDURANGO WEST MD NO 1
serves 750 people · EPA ID CO0134180
Water SourcePurchased surface water from LAKE DURANGO WA
Last State InspectionFeb 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Visionary Broadband
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spruce Dr

Nearby Streets

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