46 Spruce Dr, Bailey, CO 80421 Property Records

Park County property record for 46 Spruce Dr, Bailey, CO 80421 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,722 sqft · built 1984
Lot Size	1 acres (43,560 sqft)
Owner	Owner Name on File
Last Sale	$86,143 (Apr 2010)
Tax Bill	$2,112 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0017716`

Property Details

APN / Parcel Number

Primary APN	`R0017716`
Alternative APN	`17716`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,722 sqft Living Area
1st Floor Area	1,722 sqft

Exterior

Year Built	Built 1984
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Terrain	Other
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	470 sqft
Deck Area	529 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	17716
Street Address	46 SPRUCE DR
City	BAILEY
State	CO
Zip	80421-2339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T07 R72 S09 SW4 FRIENDSHIP RANCH UNIT 1 LOT 20 AND E2 OF LOT 21
Legal Range	72
Legal Township	07
Legal Section	09
Legal Subdivision	FRIENDSHIP RCH UNIT 1
Legal Lot Number	20-21
Jurisdiction	PARK CO
Township / Civil Division	FAIRPLAY
Census Block Group	1
Census Block	1049
Census Tract	102

Owner

Source: Park County records · APN R0017716

Assessment roll updated August 25, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	46 SPRUCE DR, BAILEY, CO 80421-2339
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jan 03, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Apr 27, 2018	Deed of Trust, Mortgage · Line of Credit BELLCO CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 28, 2010 · Amount on Record
Deed Sale	Apr 28, 2010 · Amount on Record
Deed Document Number	670603
Record Updated	Jun 08, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PARK CO
Property Address	46 SPRUCE DR, BAILEY, CO 80421-2339
Transaction Type	Mortgage
Record Updated	Jan 12, 2022
Title Company	PTA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000788441
Date	Jan 03, 2022
Instrument	788441

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PARK CO
Property Address	46 SPRUCE DR, BAILEY, CO 80421-2339
Document Number	0000765203
Instrument Date	Apr 28, 2020
Transaction Type	Mortgage
Record Updated	Jun 04, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 SPRUCE DR BAILEY CO 80421, BAILEY, CO 80421

Mortgage

Document Number	0000765203
Date	May 04, 2020
Instrument	765203

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 03, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PARK CO
Property Address	46 SPRUCE DR, BAILEY, CO 80421-2339
Document Number	0000749175
Instrument Date	Apr 27, 2018
Transaction Type	Mortgage
Record Updated	Sep 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 SPRUCE DR BAILEY CO 804212339, BAILEY, CO 80421-2339

Mortgage

Document Number	0000749175
Date	Sep 06, 2018
Instrument	749175

Lender

Name	BELLCO CU
Type	Credit Union
Address	GREENWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 05, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Park County records · Assessment roll updated August 25, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Park County
Unified School District	Platte Canyon School District 1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,112.00 (+18.85%)	$33,000 (+8.06%) Land $7,460 Building $25,540	$528,022 (+3.39%) Land $119,319 Building $408,703
2023	$1,777.00 (+6.79%)	$30,540 (+16.17%) Land $5,850 Building $24,690	$510,731 (+34.99%) Land $97,829 Building $412,902
2022	$1,664.00	$26,290 Land $3,270 Building $23,020	$378,353 Land $47,064 Building $331,289

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Park County (08093C), updated October 27, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080930001021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jul 2026, rainfall accumulation

Wildfire

Wildfire Risk	Very High above 91% of the US · above 95% of Colorado
Wildfire Likelihood	About 1 in 97 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 43 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Wi-Fiber	Fixed Wireless (unlicensed)	500 / 40
NETEO	Fixed Wireless (unlicensed)	500 / 40
Verizon	Fixed Wireless	300 / 20
Lumen Technologies	DSL	100 / 10
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: ITC Broadband Operating, JAB Wireless. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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