46 Spring Ct, Charlottesville, VA 22901 Property Records

Albemarle County property record for 46 Spring Ct, Charlottesville, VA 22901

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 949 sqft · built 1974
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Dec 2023)
Tax Bill	$1,820 (2026)
Deeds & Mortgages	Dec 2023 Sale & Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`061X1-00-3A-04600`

Property Details

APN / Parcel Number

Primary APN	`061X1-00-3A-04600`
Alternative APN	`25169`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	949 sqft Finished Area
Flooring	Carpet

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Material	Wood
Lot Area	43,560 sqft (1 acres)
View / Lot	Proximity to Airport
Porch	Slab
Porch Area	95 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	46 SPRING CT
City	CHARLOTTESVILLE
State	VA
Zip	22901-1336
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	FOUR SEASONS CONDOS CONDOMINIUM 46
Legal Subdivision	FOUR SEASONS CONDOS
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIO
Census Block Group	2
Census Block	2000
Census Tract	10702

Owner

Source: Albemarle County records · APN 061X1-00-3A-04600

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	46 SPRING CT, CHARLOTTESVILLE, VA 22901-1336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Deed, Transfer · Conventional Mortgage NFM INC
May 09, 2019	Grant Deed, Transfer · FHA Mortgage WATERSTONE MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 27, 2023 · Amount on Record
Deed Sale	Dec 27, 2023 · Amount on Record
Prior Sale	May 09, 2019 · Amount on Record
Deed Document Number	202310854
Prior Transfer Date	Jul 10, 2006
Prior Transfer Doc	3249/031
Record Updated	Sep 20, 2026

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Dec 27, 2023
Property Address	46 SPRING CT, CHARLOTTESVILLE, VA 22901-1336
Document Number	202300010854
Map Reference	MB 551 PG 182
Instrument Date	Dec 21, 2023
Instrument	202300010854
Transaction Type	Transfer
Record Updated	Jan 22, 2024
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 SPRING CT, CHARLOTTESVILLE, VA 22901-1336

Mortgage

Document Number	202300010855
Date	Dec 27, 2023
Instrument	202300010855

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2054

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	May 09, 2019
Property Address	46 SPRING CT, CHARLOTTESVILLE, VA 22901-1336
Document Number	0000004390
Book / Page	005164 / 000176
Instrument Date	Feb 19, 2019
Instrument	4390
Transaction Type	Transfer
Record Updated	Jun 06, 2019
Title Company	CLOSURE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$124.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 SPRING CT #46 CHARLOTTESVILLE VA 229011336, 46, CHARLOTTESVILLE, VA 22901-1336

Mortgage

Document Number	4391
Date	May 09, 2019
Book Page	005164/000180
Instrument	4391

Lender

Name	WATERSTONE MTG
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 08, 2049

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,820.00 (+5.32%)	$203,600 (+5.33%) Land $38,500 Building $165,100	$203,600 (+5.33%) Land $38,500 Building $165,100
2025	$1,728.00 (+23.78%)	$193,300 (+18.23%) Land $39,000 Building $154,300	$193,300 (+18.23%) Land $39,000 Building $154,300
2023	$1,396.00	$163,500 Land $37,000 Building $126,500	$163,500 Land $37,000 Building $126,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), updated February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 481 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	ACSA URBAN AREA serves 77,408 people
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

46 Spring Ct, Charlottesville, VA 22901 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2023: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2019: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Drinking Water

Violations Reported to EPA

Nearby Properties on Spring Ct

Nearby Streets

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