46 Spindale Pl, Cameron, NC 28326 Property Records

Harnett County property record for 46 Spindale Pl, Cameron, NC 28326

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,476 sqft · built 2007
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$346,000 (Apr 2024)
Tax Bill$2,528 (2026)
Deeds & MortgagesFeb 2026 Mortgage
Apr 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN1500063456

Property Details

APN / Parcel Number

Primary APN1500063456
Alternative APNs
  • 09956505 0282 34
  • 1400035685

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,476 sqft Heated Area
1st Floor Area1,032 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage Area576 sqft
PorchPorch
Porch Area146 sqft
Patio Area330 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number1500063456
Street Address46 SPINDALE PL
CityCAMERON
StateNC
Zip28326-6157
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA20R
Legal DescriptionLT#150 RICHMOND PRK S3 P3MAP#2006-962
Legal SubdivisionRICHMOND PARK @ NORTHRIDGE PLANTATION
Legal Lot Number150
JurisdictionHARNETT NC
Township / Civil DivisionBARBECUE
Census Block Group2
Census Block2010
Census Tract71303

Owner

46 Spindale Pl is owned and occupied by two individuals who bought it in April 2024.

Source: Harnett County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address46 SPINDALE PL, CAMERON, NC 28326-6157
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 20, 2026Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Apr 23, 2024Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 23, 2024 · Amount on File
Deed SaleApr 23, 2024 · Amount on File
Prior SaleDec 19, 2023 · Amount on File
Deed Document Number20246646
Deed Book / Page4231 / 2745
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARNETT NC
Property Address46 SPINDALE PL, CAMERON, NC 28326-6157
Transaction TypeMortgage
Record UpdatedMar 9, 2026
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 SPINDALE PL, CAMERON, NC 28326-6157

Mortgage

Document Number0000003126
DateFeb 20, 2026
Book Page4327/1160
Instrument2026003126
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Address951 W YAMATO RD STE 175, BOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2056

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARNETT NC
Property Address46 SPINDALE PL, CAMERON, NC 28326-6157
Transaction TypeMortgage
Record UpdatedMay 10, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address10308 CADOGAN DR, INDIANAPOLIS, IN 46236-7029

Mortgage

Document Number0000006647
DateApr 23, 2024
Book Page4231/2747
Instrument2024006647
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Address951 W YAMATO RD STE 175, BOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2054

Tax Assessment & Valuation

The 2026 property tax bill for 46 Spindale Pl was $2,528.

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHarnett County
Unified School DistrictHarnett County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,528.00$325,856$325,856 Land $39,690 Building $286,166
2023$1,637.00 Veteran's exemption$263,288$263,288 Land $45,360 Building $217,928

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Spindale Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims2 (2017–2018)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Spindale Pl is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · above 74% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARNETT REGIONAL WATER
serves 121,885 people · EPA ID NC0343045
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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