46 Spier Ave, Enfield, CT 06082 Property Records

Enfield Town property record for 46 Spier Ave, Enfield, CT 06082

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,328 sqft · built 1956
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Jul 2022)
Tax Bill	$4,580 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`ENFI M:020 L:0059`

Property Details

APN / Parcel Number

Primary APN	`ENFI M:020 L:0059`
Alternative APNs	`M:0107 B:0001 L:0015` `10700010015`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,328 sqft Living Area
Gross Area	2,868 sqft
1st Floor Area	1,328 sqft
Basement Area	1,008 sqft
Unfinished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	10700010015
Street Address	46 SPIER AVE
City	ENFIELD
State	CT
Zip	06082-4346
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R33
Legal Lot Number	59
Jurisdiction	ENFIELD CT
Township / Civil Division	ENFIELD
Census Block Group	2
Census Block	2000
Census Tract	480700

Owner

Source: Enfield Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	46 SPIER AVE, ENFIELD, CT 06082-4346
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Mar 3, 2025	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Sep 19, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Nov 13, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jul 27, 2022	Warranty Deed, Transfer · FHA Mortgage CITIZENS BANK
Feb 3, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2022 · Amount on Record
Deed Sale	Jul 27, 2022 · Amount on Record
Prior Sale	Aug 21, 2007 · Amount on Record
Deed Document Number	20222023001473
Deed Book / Page	2847 / 1068
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ENFIELD CT
Property Address	46 SPIER AVE, ENFIELD, CT 06082-4346
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002954-890
Date	Oct 20, 2025
Book Page	2954/890
Instrument	2026006428

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	325 Months
Due	Nov 1, 2052

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ENFIELD CT
Property Address	46 SPIER AVE, ENFIELD, CT 06082-4346
Transaction Type	Mortgage
Record Updated	Mar 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002932-400
Date	Mar 3, 2025
Book Page	2932/400
Instrument	2025013805

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Apr 1, 2052

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ENFIELD CT
Property Address	46 SPIER AVE, ENFIELD, CT 06082-4346
Transaction Type	Mortgage
Record Updated	Oct 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002916-476
Date	Sep 19, 2024
Book Page	2916/476
Instrument	2025004102

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Oct 1, 2052

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ENFIELD CT
Property Address	46 SPIER AVE, ENFIELD, CT 06082-4346
Transaction Type	Mortgage
Record Updated	Nov 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002887-810
Date	Nov 13, 2023
Book Page	2887/810
Instrument	2024007673

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Dec 1, 2052

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ENFIELD CT
Recording Date	Jul 27, 2022
Property Address	46 SPIER AVE, ENFIELD, CT 06082-4346
Document Number	02847-1068
Book / Page	2847 / 1068
Instrument Date	Jul 19, 2022
Instrument	2023001473
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 SPIER AVE, ENFIELD, CT 06082-4346

Mortgage

Document Number	2023001474
Date	Jul 27, 2022
Instrument	2023001474

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ENFIELD CT
Property Address	46 SPIER AVE, ENFIELD, CT 06082-4346
Transaction Type	Mortgage
Record Updated	Feb 17, 2022
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002829-936
Date	Feb 3, 2022
Book Page	2829/936
Instrument	2022013456

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Enfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Enfield Town
Unified School District	Enfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,580.00	$130,900 (-) Land $43,500 Building $87,400	$91,630 Land $30,450 Building $61,180
2024	$4,580.00 (+3.53%)
2023	$4,424.00 (+10.13%)	$130,900 (-) Land $43,500 Building $87,400
2022	$4,017.00	$130,900 Land $43,500 Building $87,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.2% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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