46 South St, Bay Point (Pittsburg), CA 94565 Property Records

Contra Costa County property record for 46 South St, Bay Point, CA 94565

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,134 sqft · built 1942
Lot Size	0.149 acres (6,480 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Jul 2019)
Tax Bill	$5,416 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jul 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`095-050-033`

Property Details

APN / Parcel Number

Primary APN	`095-050-033`
Alternative APN	`095-050-033-0`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,134 sqft Living Area
1st Floor Area	1,134 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1985
Lot Area	6,480 sqft (0.149 acres)
Garage Area	450 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	46 SOUTH ST
City	PITTSBURG
State	CA
Zip	94565-3327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	BEL AIR TRACT POR 7 & 8 BLK 9
Legal Subdivision	BEL AIR
Legal Block	9
Legal Lot Number	7,8
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	ANTIOCH-PITTSBURG
Census Block Group	2
Census Block	2006
Census Tract	314106

Owner

46 South St is owned and occupied by two individuals who bought it in July 2019.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46 SOUTH ST, PITTSBURG, CA 94565-3327
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jul 26, 2019	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Sep 6, 2018	Grant Deed, Transfer · Conventional Mortgage GMH MORTGAGE SERVICES LLC
Apr 18, 2018	Grant Deed, Transfer LAWYERS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2019 · Amount on File
Deed Sale	Jul 26, 2019 · Amount on File
Prior Sale	Sep 6, 2018 · Amount on File
Deed Document Number	2019116895
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	46 SOUTH ST, BAY POINT, CA 94565-3327
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 SOUTH ST, BAY POINT, CA 94565-3327

Mortgage

Document Number	0000319194
Date	Dec 18, 2020
Instrument	2020-319194

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 26, 2019
Property Address	46 SOUTH ST, BAY POINT, CA 94565-3327
Document Number	0000116895
Map Reference	MB 23 PG 730
Instrument Date	Jul 22, 2019
Instrument	2019-116895
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	46 SOUTH ST, PITTSBURG, CA 94565-3327

Mortgage

Document Number	0000116896
Date	Jul 26, 2019
Instrument	2019-116896

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 6, 2018
Property Address	46 SOUTH ST, BAY POINT, CA 94565-3327
Document Number	0000143157
Map Reference	MB 23 PG 730
Instrument Date	Sep 5, 2018
Instrument	2018-143157
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	46 SOUTH ST, PITTSBURG, CA 94565-3327

Mortgage

Document Number	0000143158
Date	Sep 6, 2018
Instrument	2018-143158

Lender

Name	GMH MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 18, 2018
Property Address	46 SOUTH ST, BAY POINT, CA 94565-3327
Document Number	0000059816
Instrument Date	Apr 11, 2018
Instrument	59816
Transaction Type	Transfer
Record Updated	Apr 24, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Tax	$253.00
Amount Accuracy	Full Value
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4000 ARBOLADO DR WALNUT CREEK CA 945984684, WALNUT CREEK, CA 94598-4684

Tax Assessment & Valuation

The 2025 property tax bill for 46 South St was $5,416.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$418,314 (+2%) Land $223,101 Building $195,213
2025	$5,416.00	$410,113 Land $218,727 Building $191,386
2023	$5,160.00 (+0.74%)	$394,190 Land $210,235 Building $183,955
2022	$5,122.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 46 South St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 South St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people · EPA ID CA0710002
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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