46 Simpson Ave, Somerville, MA 02144 Property Records

Middlesex County and Somerville City property record for 46 Simpson Ave, Somerville, MA 02144

Property Summary

Property Type	Duplex
Details	5 bd · 3.5 ba · 2,874 sqft · built 1910
Lot Size	0.069 acres (3,000 sqft)
Owner	2 Individual Names on File
Last Sale	$1,250,000 (Oct 2022)
Tax Bill	$14,998 (2025)
Deeds & Mortgages	Jun 2024 Line of Credit Sep 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SOME M:12 B:C L:12`

Property Details

APN / Parcel Number

Primary APN	`SOME M:12 B:C L:12`
Alternative APN	`114610`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,874 sqft Living Area
Gross Area	4,665 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Slate
Lot Area	3,000 sqft (0.069 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	114610
Street Address	46 SIMPSON AVE
City	SOMERVILLE
State	MA
Zip	02144-1820
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	C
Legal Lot Number	12
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2002
Census Tract	350500

Owner

46 Simpson Ave, a duplex, is owned and occupied by two individuals who bought it in October 2022.

Source: Middlesex County and Somerville City records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46 SIMPSON AVE, SOMERVILLE, MA 02144-1820
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2024	Deed of Trust, Mortgage · Line of Credit COMMUNITY CREDIT UNION LYNN
Sep 11, 2024	Deed of Trust, Mortgage · Line of Credit COMMUNITY CREDIT UNION LYNN
Oct 31, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2022 · Amount on File
Deed Sale	Oct 31, 2022 · Amount on File
Prior Sale	Oct 21, 1999 · Amount on File
Deed Book / Page	80894 / 271
Record Updated	Jun 8, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	46 SIMPSON AVE, SOMERVILLE, MA 02144-1820
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	082865-170
Date	Jun 10, 2024
Book Page	82865/170
Instrument	60677

Lender

Name	COMMUNITY CREDIT UNION LYNN

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	46 SIMPSON AVE, SOMERVILLE, MA 02144-1820
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	083226-484
Date	Sep 11, 2024
Book Page	83226/484
Instrument	102710

Lender

Name	COMMUNITY CREDIT UNION LYNN

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Oct 31, 2022
Property Address	46 SIMPSON AVE, SOMERVILLE, MA 02144-1820
Document Number	080894-271
Book / Page	80894 / 271
Instrument Date	Oct 31, 2022
Instrument	162054
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	46 SIMPSON AVE, SOMERVILLE, MA 02144-1820

Mortgage

Document Number	0000162055
Date	Oct 31, 2022
Instrument	162055

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 46 Simpson Ave was $14,998, up 15.5% from the year before.

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$14,998.00 (+15.52%)	$1,374,700 (+11.39%) Land $791,100 Building $583,600
2024	$12,983.00	$1,234,100 Land $791,100 Building $443,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 46 Simpson Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 46 Simpson Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Netafy Fixed Wireless	564 / 125
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry, Verizon.

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