46 Shepard St, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 46 Shepard St, Marblehead, MA 01945 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,232 sqft · built 1955
Lot Size	0.285 acres (12,406 sqft)
Owner	Individual Name on File
Last Sale	$185,600 (Oct 1995)
Tax Bill	$7,436 (2025)
Deeds & Mortgages	Apr 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`MARB M:0137 B:0038 L:0`

Property Details

APN / Parcel Number

Primary APN	`MARB M:0137 B:0038 L:0`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
Gross Area	3,012 sqft
Basement Area	1,104 sqft
Unfinished Basement	1,104 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,406 sqft (0.285 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	46 SHEPARD ST
City	MARBLEHEAD
State	MA
Zip	01945-2455
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	TURNER ESTATE
Legal Block	38
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	2
Census Block	2002
Census Tract	203301

Owner

Source: Essex County and Marblehead Town records · APN MARB M:0137 B:0038 L:0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	46 SHEPARD ST, MARBLEHEAD, MA 01945-2455
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 13, 1995 · Amount on Record
Deed Sale	Oct 13, 1995 · Amount on Record
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	46 SHEPARD ST, MARBLEHEAD, MA 01945-2455
Transaction Type	Mortgage
Record Updated	Apr 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39761-348
Date	Apr 13, 2021
Book Page	39761/348
Instrument	20210413002890

Lender

Name	MARBLEHEAD SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: Essex County and Marblehead Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,436.00 (+13.65%)	$821,700 (+12.53%) Land $634,100 Building $187,600	$639,635
2024	$6,543.00 (-6.23%)	$730,200 (+4.64%) Land $605,900 Building $124,300
2023	$6,978.00	$697,800 Land $577,700 Building $120,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092033012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 3 individual NFIP policies nearby
Nearby Flood Policies	3 in force 3 of 3 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.