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46 Shady Oaks Dr, Covington, LA 70433 Property Records

St. Tammany Parish property record for 46 Shady Oaks Dr, Covington, LA 70433

Property Summary

Property TypeSingle Family Home
Details1,455 sqft · built 1989
OwnerIndividual Name on File
Last Sale$164,500 (Jul 2014)
Tax Bill$969 (2025)
Deeds & MortgagesMay 2021 Mortgage
APN104-003-3987

Property Details

APN / Parcel Number

Primary APN104-003-3987
Alternative APN
  • 6985

Interior

Building Area1,455 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Garage Area240 sqft
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number104-003-3987
Street Address46 SHADY OAKS DR
CityCOVINGTON
StateLA
Zip70433-6823
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 23 SHADY OAKS SUB PH 1 CB 1315 41 INST NO 1066280 INST NO 1085093 INST NO 1607679 INST NO 1777772 INST NO 1839057 INST NO
Legal SubdivisionSHADY OAKS ESTATES
Legal Phase1
Legal Lot Number23
JurisdictionSAINT TAMMANY LA
Township / Civil Division1
Census Block Group3
Census Block3001
Census Tract40401

Owner

46 Shady Oaks Dr is owned and occupied by an individual who bought it in July 2014.

Source: St. Tammany Parish records, as of February 5, 2026

Owner of RecordIndividual Name on File
Mailing Address46 SHADY OAKS DR, COVINGTON, LA 70433-6823
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 3, 2014 · Amount on File
Deed SaleJul 3, 2014 · Amount on File
Deed Document Number1947035
Record UpdatedJun 8, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT TAMMANY LA
Property Address46 SHADY OAKS DR, COVINGTON, LA 70433-6823
Transaction TypeMortgage
Record UpdatedApr 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002270075
DateMay 17, 2021
Instrument2270075
Lender
NameJP MORGAN CHASE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueFeb 1, 2036
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 46 Shady Oaks Dr was $969 with a homeowner's exemption, down 2.4% from the year before.

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

TypeName
StateLouisiana
CountySt. Tammany Parish
Unified School DistrictSt. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$969.00 (-2.42%) Homeowner's exemption$15,809 (-) Land $4,000 Building $11,809$158,094 (-) Land $40,000 Building $118,094
2024$993.00 (-7.63%) Homeowner's exemption$15,809 (+0.08%) Land $4,000 Building $11,809$158,094 (+0.08%) Land $40,000 Building $118,094
2023$1,075.00 Homeowner's exemption$15,796 (-) Land $4,000 Building $11,796$157,960 (-) Land $40,000 Building $117,960
2022$1,075.00 Homeowner's exemption$15,796 Land $4,000 Building $11,796$157,960 Land $40,000 Building $117,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 46 Shady Oaks Dr; there have been 5 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 275 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies275 in force
Nearby Flood Claims5 (2005–2022)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2022 · other causes
Claims by Event
  • Hurricane Katrina, Aug 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Shady Oaks Dr is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · above 81% of Louisiana
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST TAM PARISH- BEDICO -FAUBOURG-COQUILLE
serves 18,372 people · EPA ID LA1103149
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: REV.

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