East Lyme Town property record for 46 Sea Crest Ave, Niantic, CT 06357
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 941 sqft · built 1950 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $539,000 (May 2024) |
| Tax Bill | $5,780 (2025) |
| Deeds & Mortgages | May 2024 Sale & Mortgage Aug 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | ELYM M:05.14 B:00118 L:00000 |
| Primary APN | ELYM M:05.14 B:00118 L:00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 941 sqft Living Area |
| Gross Area | 1,796 sqft |
| 1st Floor Area | 672 sqft |
| Attic | Attic |
| Attic Area | 672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,049 sqft (0.07 acres) |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 6055 |
|---|---|
| Street Address | 46 SEA CREST AVE |
| City | NIANTIC |
| State | CT |
| Zip | 06357-3338 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 |
| Legal Block | 118 |
| Jurisdiction | EAST LYME CT |
| Township / Civil Division | EAST LYME |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 870704 |
Source: East Lyme Town records · APN ELYM M:05.14 B:00118 L:00000
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 SEA CREST AVE, NIANTIC, CT 06357-3338 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| May 21, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Aug 15, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance PROSPERITY HOME MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 21, 2024 · Amount on Record |
| Deed Sale | May 21, 2024 · Amount on Record |
| Prior Sale | Aug 23, 2010 · Amount on Record |
| Deed Document Number | 20241104 |
| Deed Book / Page | 1110 / 411 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | May 21, 2024 |
| Property Address | 46 SEA CREST AVE, NIANTIC, CT 06357-3338 |
| Document Number | 001110-411 |
| Book / Page | 1110 / 411 |
| Instrument Date | May 20, 2024 |
| Instrument | 1104 |
| Transaction Type | Transfer |
| Record Updated | Jun 06, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000001105 |
|---|---|
| Date | May 21, 2024 |
| Instrument | 1105 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 46 SEA CREST AVE, NIANTIC, CT 06357-3338 |
| Transaction Type | Mortgage |
| Record Updated | Sep 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001085-642 |
|---|---|
| Date | Aug 15, 2022 |
| Book Page | 1085/642 |
| Instrument | 2387 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | East Lyme Town |
| Unified School District | East Lyme School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,780.00 | $206,360 (+7.04%) Land $110,320 Building $96,040 | $144,452 Land $77,224 Building $67,228 |
| 2024 | $5,780.00 (+20.52%) | ||
| 2023 | $4,796.00 (+4.35%) | $192,780 (-) Land $110,320 Building $82,460 | |
| 2022 | $4,596.00 | $192,780 Land $110,320 Building $82,460 |
Source: FEMA National Flood Hazard Layer as of September 20, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Cogeco Cable Holdings II Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 91 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EAST LYME WATER & SEWER COMMISSION serves 15,245 people |
|---|---|
| Water Source | Purchased surface water from NEW LONDON DEPT. OF PUBLIC UTILITIES |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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