46 Scott St, New Bedford, MA 02744 Property Records

Bristol County and New Bedford City property record for 46 Scott St, New Bedford, MA 02744

Property Summary

Property Type	Apartments (5+ Units)
Details	12 bd · 4.5 ba · 3,696 sqft · built 1896
Lot Size	0.099 acres (4,317 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Jun 2022)
Tax Bill	$5,879 (2025)
Deeds & Mortgages	Feb 2022 Refinance Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`NEWB M:0020 L:0107`

Property Details

APN / Parcel Number

Primary APN	`NEWB M:0020 L:0107`
Alternative APNs	`NWBF M:0020 L:0107` `2698`

Interior

Bedrooms	12 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	20 Rooms
Units	4 Units
Stories	3 Stories
Building Area	3,696 sqft Living Area
Gross Area	5,008 sqft
Basement Area	1,232 sqft
Unfinished Basement	1,232 sqft

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1896
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Flat
Roof Material	Other
Lot Area	4,317 sqft (0.099 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Account Number	2698
Street Address	46 SCOTT ST
City	NEW BEDFORD
State	MA
Zip	02744-1159
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RC
Legal Lot Number	107
Jurisdiction	NEW BEDFORD MA
Township / Civil Division	NEW BEDFORD
Census Block Group	2
Census Block	2004
Census Tract	652500

Owner

46 Scott St, a residential property, is owned and occupied by an individual who bought it in June 2022.

Source: Bristol County and New Bedford City records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	46 SCOTT ST, NEW BEDFORD, MA 02744-1159
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC
Jun 8, 2022	Quit Claim Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jan 21, 2020	Quit Claim Deed, Transfer · FHA Mortgage ROCKLAND TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2022 · Amount on File
Deed Sale	Jun 8, 2022 · Amount on File
Prior Sale	Jan 21, 2020 · Amount on File
Deed Document Number	202213312
Deed Book / Page	14365 / 216
Prior Transfer Date	Jun 7, 2022
Prior Transfer Doc	014365-216
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW BEDFORD MA
Property Address	46 SCOTT ST, NEW BEDFORD, MA 02744-1159
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014237-246
Date	Feb 23, 2022
Book Page	14237/246
Instrument	4343

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEW BEDFORD MA
Recording Date	Jun 8, 2022
Property Address	46 SCOTT ST, NEW BEDFORD, MA 02744-1159
Document Number	014365-216
Book / Page	14365 / 216
Instrument Date	Jun 7, 2022
Instrument	13312
Transaction Type	Transfer
Record Updated	Jun 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 SCOTT ST, NEW BEDFORD, MA 02744-1159

Mortgage

Document Number	0000013313
Date	Jun 8, 2022
Instrument	13313

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEW BEDFORD MA
Recording Date	Jan 21, 2020
Property Address	46 SCOTT ST, NEW BEDFORD, MA 02744-1159
Document Number	13083-38
Book / Page	13083 / 38
Instrument Date	Jan 21, 2020
Instrument	1476
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 SCOTT ST, NEW BEDFORD, MA 02744-1159

Mortgage

Document Number	1477
Date	Jan 21, 2020
Instrument	1477

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 46 Scott St was $5,879, up 7% from the year before.

Source: Bristol County and New Bedford City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	New Bedford City
Unified School District	New Bedford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,879.00 (+6.97%)	$519,800 (+13.49%) Land $88,800 Building $431,000
2024	$5,496.00 (+4.31%)	$458,000 (+24.22%) Land $76,300 Building $381,700
2023	$5,269.00	$368,700 Land $65,100 Building $303,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 46 Scott St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	2 (2015–2019)
Most Recent Claim	Oct 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 46 Scott St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW BEDFORD DPI serves 101,079 people · EPA ID MA4201000
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 699 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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