46 Sayles Ave, Warwick, RI 02889 Property Records

Warwick City property record for 46 Sayles Ave, Warwick, RI 02889

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 946 sqft · built 1925
Lot Size	0.312 acres (13,580 sqft)
Owner	2 Trust Names on File
Last Sale	$223,000 (May 2020)
Tax Bill	$5,202 (2025)
Deeds & Mortgages	Sep 2026 Sale Jan 2023 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`35804710000`

Property Details

APN / Parcel Number

Primary APN	`35804710000`
Alternative APNs	`WARW M:358 B:0471 L:0000` `120017` `141777`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	946 sqft Living Area
Gross Area	1,896 sqft
1st Floor Area	946 sqft
Basement Area	154 sqft
Unfinished Basement	154 sqft
Game Room	Game Room

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,580 sqft (0.312 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	141777
Street Address	46 SAYLES AVE
City	WARWICK
State	RI
Zip	02889-5530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A10
Legal Block	471
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	4
Census Block	4010
Census Tract	21502

Owner

46 Sayles Ave is owner-occupied and held in a trust since December 2022.

Source: Warwick City records, as of September 30, 2026

Owner of Record	2 Trust Names on File
Mailing Address	46 SAYLES AVE, WARWICK, RI 02889-5530
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Warranty Deed, Transfer
Jan 17, 2023	Warranty Deed, Transfer
Dec 12, 2022	Warranty Deed, Transfer
May 1, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage PROVINCE MORTGAGE ASSOCIATES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2020 · Amount on File
Deed Sale	May 1, 2020 · Amount on File
Prior Sale	Mar 14, 2011 · Amount on File
Deed Document Number	20205478
Deed Book / Page	9501 / 163
Last Transfer Date	Dec 5, 2022
Transfer Doc	010271-185
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Sep 3, 2026
Property Address	46 SAYLES AVE, WARWICK, RI 02889-5530
Document Number	0000010543
Book / Page	10959 / 252
Instrument Date	Sep 1, 2026
Instrument	202610543
Transaction Type	Transfer
Record Updated	Sep 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	46 SAYLES AVE, WARWICK, RI 02889-5530

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Jan 17, 2023
Property Address	46 SAYLES AVE, WARWICK, RI 02889-5530
Document Number	010271-185
Book / Page	10271 / 185
Instrument Date	Dec 5, 2022
Instrument	471
Transaction Type	Transfer
Record Updated	Feb 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 TEMPLE ST, MELROSE, MA 02176-5618

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Dec 12, 2022
Property Address	46 SAYLES AVE, WARWICK, RI 02889-5530
Document Number	0010257-25
Book / Page	10257 / 25
Instrument Date	Dec 5, 2022
Instrument	17081
Transaction Type	Transfer
Record Updated	Dec 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 SAYLES AVE, WARWICK, RI 02889-5530

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	May 1, 2020
Property Address	46 SAYLES AVE, WARWICK, RI 02889-5530
Document Number	9501-163
Book / Page	9501 / 163
Instrument Date	Apr 6, 2020
Instrument	5478
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 SAYLES AVE, WARWICK, RI 02889-5530

Mortgage

Document Number	5479
Date	May 1, 2020
Instrument	5479

Lender

Name	PROVINCE MORTGAGE ASSOCIATES INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 46 Sayles Ave was $5,202.

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,202.00	$409,600 Land $187,600 Building $222,000
2024			$323,570
2023	$4,625.00 (+10.73%)	$325,900 (+46.14%) Land $163,100 Building $162,800
2022	$4,177.00	$223,000 Land $96,600 Building $126,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Sayles Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 42 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	58 (1978–2024)
Claims Outside the SFHA	5 of 58
Most Recent Claim	Jan 2024
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims Severe Storms And Flooding, Mar 2010 · 9 claims Hurricane Bob, Aug 1991 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 46 Sayles Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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