46 Sandy Beach Rd, Middlebury, CT 06762 Property Records

Middlebury Town property record for 46 Sandy Beach Rd, Middlebury, CT 06762

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 784 sqft · built 1930
Owner	Individual Name on File
Last Sale	$300,000 (Feb 2024)
Tax Bill	$3,685 (2025)
Deeds & Mortgages	Mar 2021 Refinance Feb 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M0193200`

Property Details

APN / Parcel Number

Primary APN	`M0193200`
Alternative APNs	`MIDD M:7-10 L:006 U:0-6` `MDBY M:7-10 L:006 U:0-6`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	784 sqft Living Area
Gross Area	2,010 sqft
1st Floor Area	784 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Cottage
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	M0193200
Street Address	46 SANDY BEACH RD
City	MIDDLEBURY
State	CT
Zip	06762-1321
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R40
Legal Lot Number	6
Jurisdiction	MIDDLEBURY CT
Township / Civil Division	MIDDLEBURY
Census Block Group	3
Census Block	3011
Census Tract	344200

Owner

46 Sandy Beach Rd, a condominium, is owned and occupied by an individual who bought it in February 2024.

Source: Middlebury Town records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	46 SANDY BEACH RD, MIDDLEBURY, CT 06762-1321
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CONNECTICUT STATE EMPLOYEES FCU
Feb 14, 2024	Executor's Deed, Transfer
Jun 28, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2024 · Amount on File
Deed Sale	Feb 14, 2024 · Amount on File
Deed Document Number	2024123
Deed Book / Page	340 / 936
Prior Transfer Date	Jun 26, 2021
Prior Transfer Doc	0000324-62
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLEBURY CT
Property Address	46 SANDY BEACH RD, MIDDLEBURY, CT 06762-1321
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000319-838
Date	Mar 1, 2021
Book Page	319/838
Instrument	433

Lender

Name	CONNECTICUT STATE EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Apr 1, 2031

February 2024: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	MIDDLEBURY CT
Recording Date	Feb 14, 2024
Property Address	46 SANDY BEACH RD, MIDDLEBURY, CT 06762-1321
Document Number	000340-936
Book / Page	340 / 936
Instrument Date	Feb 6, 2024
Instrument	123
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 EVELYN DR, NAUGATUCK, CT 06770-5404

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLEBURY CT
Recording Date	Jun 28, 2021
Property Address	46 SANDY BEACH RD, MIDDLEBURY, CT 06762-1321
Document Number	0000324-62
Book / Page	324 / 62
Instrument Date	Jun 26, 2021
Instrument	1719
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 46 Sandy Beach Rd was $3,685.

Source: Middlebury Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Middlebury Town
Unified School District	Regional School District 15 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,685.00	$113,300 Building $113,300	$161,857 Building $161,857
2024	$3,685.00 (+0.82%)
2023	$3,655.00 (+3.19%)	$113,300 (-) Building $113,300
2022	$3,542.00	$113,300 Building $113,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 46 Sandy Beach Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Sandy Beach Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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