46 Sand Valley Ct, Pooler, GA 31322 Property Records

Chatham County property record for 46 Sand Valley Ct, Pooler, GA 31322

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,528 sqft · built 2013
Lot Size	0.188 acres (8,189 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Jul 2023)
Tax Bill	$4,635 (2025)
Deeds & Mortgages	Nov 2015 Mortgage Jul 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`5-1023B-05-015`

Property Details

APN / Parcel Number

Primary APN	`5-1023B-05-015`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,528 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,189 sqft (0.188 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	303 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	46 SAND VALLEY CT
City	POOLER
State	GA
Zip	31322-9453
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 205 SOMERSBY PH 2A-2 SMB 4 2S 130 0.188AC
Legal Subdivision	SMITH MH PARK
Legal Phase	2A
Legal Lot Number	205
Jurisdiction	CHATHAM GA
Township / Civil Division	POOLER-BLOOMINGDALE
Census Block Group	3
Census Block	3017
Census Tract	10811

Owner

46 Sand Valley Ct is owned and occupied by an individual who bought it in July 2023.

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	46 SAND VALLEY CT, POOLER, GA 31322-9453
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2015	Deed of Trust, Mortgage · Conventional Mortgage USAA FSB
Jul 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL
Jul 18, 2023	Warranty Deed, Transfer · Conventional Mortgage AMWEST FUNDING
Jul 8, 2021	Warranty Deed, Transfer
Mar 29, 2018	Warranty Deed, Transfer · Conventional Mortgage BANKSOUTH MORTGAGE
Mar 29, 2018	Limited Warranty Deed, Transfer
May 23, 2013	Limited Warranty Deed, Subdivision Related Transfer · FHA Mortgage WR STARKEY MORTGAGE LLP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2023 · Amount on File
Deed Sale	Jul 18, 2023 · Amount on File
Prior Sale	Jul 8, 2021
Deed Book / Page	3145 / 277
Prior Transfer Date	Mar 29, 2018
Prior Transfer Doc	0013160261
Record Updated	Oct 29, 2026

November 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	46 SAND VALLEY CT, POOLER, GA 31322-9453
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 SAND VALLEY CT, POOLER, GA 31322-9453

Mortgage

Document Number	0006670363
Date	Nov 5, 2015
Book Page	667/363
Instrument	029189590022

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 23, 2030

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	46 SAND VALLEY CT, POOLER, GA 31322-9453
Transaction Type	Mortgage
Record Updated	Mar 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 SAND VALLEY CT, POOLER, GA 31322-9453

Mortgage

Document Number	0024510483
Date	Jul 15, 2021
Book Page	0000002451/0000000483

Lender

Name	CARDINAL FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2036

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jul 18, 2023
Property Address	46 SAND VALLEY CT, POOLER, GA 31322-9453
Document Number	0031450277
Book / Page	3145 / 277
Instrument Date	Jul 17, 2023
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 SAND VALLEY CT, POOLER, GA 31322-9453

Mortgage

Document Number	0003145279
Date	Jul 18, 2023
Instrument	3145/279

Lender

Name	AMWEST FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	354 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.5%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jul 8, 2021
Property Address	46 SAND VALLEY CT, POOLER, GA 31322-9453
Document Number	2451/481
Book / Page	2451 / 481
Instrument Date	Jul 8, 2021
Instrument	2021-009086
Transaction Type	Transfer
Record Updated	Aug 2, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 SAND VALLEY CT, POOLER, GA 31322-9453

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Mar 29, 2018
Property Address	46 SAND VALLEY CT, POOLER, GA 31322-9453
Document Number	0013160244
Book / Page	1316 / 244
Instrument Date	Mar 29, 2018
Instrument	2018-002883
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 SAND VALLEY CT, POOLER, GA 31322-9453

Mortgage

Document Number	0013160245
Date	Apr 5, 2018
Book Page	1316/245
Instrument	30950560016

Lender

Name	BANKSOUTH MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

March 2018: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Mar 29, 2018
Property Address	46 SAND VALLEY CT, POOLER, GA 31322-9453
Document Number	0013160261
Book / Page	1316 / 261
Instrument Date	Mar 29, 2018
Instrument	2018-002882
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 SAND VALLEY CT, POOLER, GA 31322-9453

May 2013: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	May 23, 2013
Property Address	46 SAND VALLEY CT, POOLER, GA 31322-9453
Document Number	00387S0266
Book / Page	387S / 266
Instrument Date	May 23, 2013
Instrument	2013-004538
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 SAND VALLEY CT, POOLER, GA 31322-9453

Mortgage

Document Number	00387S0268
Date	May 24, 2013
Book Page	387S/268

Lender

Name	WR STARKEY MORTGAGE LLP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 23, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 46 Sand Valley Ct was $4,635, down 23.8% from the year before.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Pooler City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,480 (+4.04%) Land $24,000 Building $126,480	$376,200 (+4.04%) Land $60,000 Building $316,200
2025	$4,635.00 (-23.83%)	$144,640 Land $24,000 Building $120,640	$361,600 Land $60,000 Building $301,600
2024	$6,085.00
2023		$120,880 (+9.69%) Land $12,160 Building $108,720	$302,200 (+9.69%) Land $30,400 Building $271,800
2022	$2,966.00	$110,200 Land $12,160 Building $98,040	$275,500 Land $30,400 Building $245,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 46 Sand Valley Ct in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 51 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	5 (2016–2024)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Sand Valley Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLER PINES MOBILE HOME PARK private · serves 96 people · EPA ID GA0510126
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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