46 Salem Rd, Old Lyme, CT 06371 Property Records

Lyme Town property record for 46 Salem Rd, Old Lyme, CT 06371

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,863 sqft · built 1986
Lot Size	1.85 acres (80,586 sqft)
Owner	2 Trust Names on File
Last Sale	$91,647 (Jun 1987)
Tax Bill	$4,473 (2026)
Deeds & Mortgages	Jun 2026 Second Mortgage Jul 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`LYME M:39 L:14`

Property Details

APN / Parcel Number

Primary APN	`LYME M:39 L:14`
Alternative APN	`95700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,863 sqft Living Area
Gross Area	4,750 sqft
Basement Area	1,047 sqft
Unfinished Basement	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	80,586 sqft (1.85 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	95700
Street Address	46 SALEM RD
City	OLD LYME
State	CT
Zip	06371-3213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU80
Legal Lot Number	14
Jurisdiction	LYME CT
Township / Civil Division	LYME
Census Block Group	1
Census Block	1003
Census Tract	650100

Owner

46 Salem Rd is owner-occupied and held in a trust since June 2024.

Source: Lyme Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	46 SALEM RD, OLD LYME, CT 06371-3213
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CHARTER OAK FEDERAL CREDIT UNION
Jul 12, 2024	Quit Claim Deed, Transfer Quitclaim
Jun 26, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CHARTER OAK FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 1987 · Amount on File
Deed Sale	Jun 15, 1987 · Amount on File
Last Transfer Date	Jun 24, 2024
Transfer Doc	000178-162
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYME CT
Recording Date	Jun 3, 2026
Property Address	46 SALEM RD, OLD LYME, CT 06371-3213
Document Number	0000000136
Book / Page	181 / 145
Instrument Date	May 26, 2026
Instrument	2026136
Transaction Type	Mortgage
Record Updated	Jul 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 SALEM RD, OLD LYME, CT 06371-3213

Mortgage

Document Number	0000000136,
Date	Jun 3, 2026
Book Page	181/145
Instrument	2026136

Lender

Name	CHARTER OAK FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 1, 2036

Interest

Rate	6.3%
Max Rate	-1%

July 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYME CT
Recording Date	Jul 12, 2024
Property Address	46 SALEM RD, LYME, CT 06371-3213
Document Number	000178-162
Book / Page	178 / 162
Instrument Date	Jun 24, 2024
Instrument	2024000166
Transaction Type	Transfer
Record Updated	Aug 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYME CT
Property Address	46 SALEM RD, LYME, CT 06371-3213
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170-170
Date	Jun 26, 2020
Book Page	170/170

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	Jul 1, 2025

Tax Assessment & Valuation

The 2026 property tax bill for 46 Salem Rd was $4,473.

Source: Lyme Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Lyme Town
Unified School District	Regional School District 18 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,473.00	$308,500 (-) Land $109,200 Building $199,300	$492,999 (+128.29%)
2025	$4,473.00	$308,500 Land $109,200 Building $199,300	$215,950 Land $76,440 Building $139,510
2024	$4,473.00 (+3.66%)
2023	$4,315.00 (-2.27%)	$221,300 (-) Land $78,200 Building $143,100
2022	$4,415.00	$221,300 Land $78,200 Building $143,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Salem Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Salem Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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