Putnam County and Kent Town property record for 46 Salem Rd, Carmel, NY 10512 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 720 sqft · built 1946 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $328,000 (Jul 2026) |
| Tax Bill | $4,605 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 372200 33.42-2-39 |
| Primary APN | 372200 33.42-2-39 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 720 sqft Living Area |
| Gross Area | 744 sqft |
| 1st Floor Area | 720 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Cottage |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 75 ft deep x 140 ft wide |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 016650 |
|---|---|
| Street Address | 46 SALEM RD |
| City | CARMEL |
| State | NY |
| Zip | 10512-6524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2 |
| Legal Lot Number | 39.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | KENT |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 10300 |
Source: Putnam County and Kent Town records · APN 372200 33.42-2-39
Assessment roll updated April 29, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 56 GENEVA DR, CARMEL, NY 10512-5150 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 23, 2026 · Amount on Record |
| Deed Sale | Jul 23, 2026 · Amount on Record |
| Deed Document Number | 20264628 |
| Deed Book / Page | 2450 / 17 |
| Record Updated | Sep 20, 2026 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Jul 23, 2026 |
| Property Address | 46 SALEM RD, CARMEL, NY 10512-6524 |
| Document Number | 0000004628 |
| Book / Page | 2450 / 17 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 20264628 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2026 |
| Title Company | ATTORNEYS TX TITLE, ATTORNEYS TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $132,512.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 56 GENEVA DR, CARMEL, NY 10512-5150 |
| Document Number | 0000004629, |
|---|---|
| Date | Jul 23, 2026 |
| Book Page | 8130/251 |
| Instrument | 20264629 |
| Name | MID-HUDSON VALLEY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Number | 0000004630, |
|---|---|
| Date | Jul 23, 2026 |
| Book Page | 8130/275 |
| Instrument | 20264630 |
| Name | MID-HUDSON VALLEY FEDERAL CREDIT UNION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
Source: Putnam County and Kent Town records · Assessment roll updated April 29, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Kent Town |
| Unified School District | Carmel Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,605.00 (-32.55%) | $251,000 (+72.98%) Land $56,000 Building $195,000 | $251,000 (+19.01%) Land $56,000 Building $195,000 |
| 2024 | $6,827.00 | ||
| 2023 | $145,100 (-) Land $14,300 Building $130,800 | $210,901 (+21.66%) Land $20,785 Building $190,116 | |
| 2022 | $145,100 Land $14,300 Building $130,800 | $173,357 Land $17,085 Building $156,272 |
Source: FEMA National Flood Hazard Layer, Putnam County (36079C), updated March 4, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360790103003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Nearby Flood Policies | 3 in force 3 of 3 on primary residences |
| Nearby Flood Claims | 3 (1980–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2011, rainfall accumulation, Hurricane Irene |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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