46 S Alward Ave, Basking Ridge, NJ 07920 Property Records

Somerset County and Bernards Township property record for 46 S Alward Ave, Basking Ridge, NJ 07920

Property Summary

Property Type	Single Family Home
Details	4,876 sqft · built 1935
Lot Size	1.15 acres (50,094 sqft)
Owner	2 Individual Names on File
Last Sale	$580,000 (Jan 2015)
Tax Bill	$24,962 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`02-01901-0000-00028`

Property Details

APN / Parcel Number

Primary APN	`02-01901-0000-00028`
Alternative APN	`0200097000000022`

Interior

Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,876 sqft Living Area

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	50,094 sqft
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	0200097000000022
Street Address	46 S ALWARD AVE
City	BASKING RIDGE
State	NJ
Zip	07920-1846
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Subdivision	TOWNSHIP/BERNARDS
Legal Block	1901
Legal Lot Number	28
Jurisdiction	SOMERSET NJ
Township / Civil Division	BERNARDS
Census Block Group	2
Census Block	2006
Census Tract	52400

Owner

46 S Alward Ave is owned and occupied by two individuals who acquired it in November 2019.

Source: Somerset County and Bernards Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46 S ALWARD AVE, BASKING RIDGE, NJ 07920-1846
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Jan 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage EMM LOANS LLC
Dec 23, 2019	Quit Claim Deed, Transfer SUBURBAN TITLE EXAMINERS INC
Nov 12, 2019	Grant Deed, Transfer SUBURBAN TITLE EXAMINERS INC
Jun 20, 2019	Correction Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2015 · Amount on File
Deed Sale	Jan 26, 2015 · Amount on File
Deed Document Number	20153221
Deed Book / Page	6769 / 1155
Last Transfer Date	Nov 13, 2019
Transfer Doc	0000049836
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	46 S ALWARD AVE, BASKING RIDGE, NJ 07920-1846
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 SOUTHARD PL, BASKING RIDGE, NJ 07920-1625
Investor	Possibly a Property Investor

Mortgage

Document Number	0000036541
Date	Dec 26, 2025
Book Page	7657/2121
Instrument	2025036541

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	46 S ALWARD AVE, BASKING RIDGE, NJ 07920-1846
Transaction Type	Mortgage
Record Updated	Oct 21, 2025
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000068570
Date	Nov 22, 2021
Book Page	7403/3729
Instrument	2021068570

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Nov 1, 2023
Change Frequency	6 Months
Min Rate At Change	3.87%
Max Rate At Change	6%
Index	Other
Max Rate	9%

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	46 S ALWARD AVE, BASKING RIDGE, NJ 07920-1846
Transaction Type	Mortgage
Record Updated	Oct 21, 2025
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 S ALWARD AVE, BASKING RIDGE, NJ 07920-1846
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001472
Date	Jan 17, 2025
Book Page	7598/1851
Instrument	2025001472

Lender

Name	EMM LOANS LLC
Type	Mortgage Company
Address	BAPTISTOWN, NJ 08803

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2055

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERSET NJ
Recording Date	Dec 23, 2019
Property Address	46 S ALWARD AVE, BASKING RIDGE, NJ 07920-1846
Document Number	0000049836
Book / Page	007176 / 003323
Instrument Date	Nov 13, 2019
Instrument	49836
Transaction Type	Transfer
Record Updated	Jan 20, 2020
Title Company	SUBURBAN TITLE EXAMINERS INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	46 S ALWARD AVE BASKING RIDGE NJ 079201846, BASKING RIDGE, NJ 07920-1846

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOMERSET NJ
Recording Date	Nov 12, 2019
Property Address	46 S ALWARD AVE, BASKING RIDGE, NJ 07920-1846
Document Number	0000043413
Book / Page	007166 / 000958
Instrument Date	Oct 4, 2019
Instrument	43413
Transaction Type	Transfer
Record Updated	Dec 4, 2019
Title Company	SUBURBAN TITLE EXAMINERS INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 S ALWARD AVE BASKING RIDGE NJ 079201846, BASKING RIDGE, NJ 07920-1846

June 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jun 20, 2019
Property Address	46 S ALWARD AVE, BASKING RIDGE, NJ 07920-1846
Document Number	0000021503
Book / Page	007125 / 002870
Instrument Date	Jun 8, 2019
Instrument	21503
Transaction Type	Transfer
Record Updated	Jul 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	46 S ALWARD AVE BASKING RIDGE NJ 079201846, BASKING RIDGE, NJ 07920-1846

Tax Assessment & Valuation

The 2025 property tax bill for 46 S Alward Ave was $24,962, up 1.4% from the year before.

Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bernards Township
Unified School District	Bernards Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,623,200 (+9.76%) Land $434,500 Building $1,188,700	$1,623,200 (+9.76%) Land $434,500 Building $1,188,700
2025	$24,962.00 (+1.37%)	$1,478,800 Land $414,500 Building $1,064,300	$1,478,800 Land $414,500 Building $1,064,300
2024	$24,624.00
2023		$701,100 Land $374,500 Building $326,600	$701,100 Land $374,500 Building $326,600
2022	$13,079.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 S Alward Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1999–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 S Alward Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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