46 Rutgers Pl, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 46 Rutgers Pl, Passaic, NJ 07055

Property Summary

Property Type	Single Family Home
Details	2,011 sqft · built 1925
Lot Size	0.106 acres (4,626 sqft)
Owner	2 Individual Names on File
Last Sale	$765,000 (Oct 2025)
Tax Bill	$11,978 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Mar 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-01263-0000-00032`

Property Details

APN / Parcel Number

Primary APN	`07-01263-0000-00032`
Alternative APN	`070126300032`

Interior

Stories	2 Stories
Building Area	2,011 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Wood
Construction Type	Frame
Lot Area	4,626 sqft (0.106 acres)
Lot Dimensions	125 ft deep x 37 ft wide

Location & Zoning

Street Address	46 RUTGERS PL
City	PASSAIC
State	NJ
Zip	07055-5616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Subdivision	HOESTEAD LT / AGNES VAN WINKE
Legal Block	1263
Legal Lot Number	32
Jurisdiction	PASSAIC NJ
Township / Civil Division	PASSAIC
Census Block Group	1
Census Block	1009
Census Tract	175701

Owner

46 Rutgers Pl is owned and occupied by two individuals who bought it in October 2025.

Source: Passaic County and Passaic City records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46 RUTGERS PL, PASSAIC, NJ 07055-5616
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Deed, Transfer · Conventional Mortgage NORWICH COMMERCIAL GROUP INC
Mar 31, 2023	Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK
May 25, 2022	Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC
Nov 4, 2021	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2025 · Amount on File
Deed Sale	Oct 2, 2025 · Amount on File
Prior Sale	Mar 31, 2023 · Amount on File
Deed Document Number	202533094
Deed Book / Page	4976 / 200
Record Updated	Oct 29, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Oct 2, 2025
Property Address	46 RUTGERS PL, PASSAIC, NJ 07055-5616
Document Number	0000033094
Book / Page	D4976 / 200
Instrument Date	Sep 25, 2025
Instrument	2025033094
Transaction Type	Transfer
Record Updated	Oct 27, 2025
Title Company	BROWNSTONE ABS & TITLE, BROWNSTONE ABSTRACT AND TTL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,912.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	155 VILLAGE RD, TOMS RIVER, NJ 08755-0905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 RUTGERS PL, PASSAIC, NJ 07055-5616

Mortgage

Document Number	0000033095
Date	Oct 2, 2025
Instrument	2025033095

Lender

Name	NORWICH COMMERCIAL GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Mar 31, 2023
Property Address	46 RUTGERS PL, PASSAIC, NJ 07055-5616
Document Number	0000011203
Book / Page	D4500 / 199
Instrument Date	Mar 27, 2023
Instrument	2023011203
Transaction Type	Transfer
Record Updated	May 3, 2023
Title Company	MADISON TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 NATURES WAY, LAKEWOOD, NJ 08701-4339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 RUTGERS PL, PASSAIC, NJ 07055-5616

Mortgage

Document Number	0000011204
Date	Mar 31, 2023
Instrument	2023011204

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Apr 1, 2030
Change Frequency	6 Months
Min Rate At Change	6%
Max Rate At Change	11%
Index	Other
Max Rate	11%

May 2022: Deed, Construction Loan

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	May 25, 2022
Property Address	46 RUTGERS PL, PASSAIC, NJ 07055-5616
Document Number	0000028139
Book / Page	D4318 / 113
Instrument Date	Jan 6, 2022
Instrument	2022028139
Transaction Type	Construction Loan
Record Updated	Jun 23, 2022
Title Company	COUNSELLORS TITLE AGENCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,149.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3380 DATA DRIVE, 3380, DRAPER, UT 84020

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 RUTGERS PL, PASSAIC, NJ 07055-5616
Investor	Possibly a Property Investor

Mortgage

Document Number	0000028140
Date	May 25, 2022
Instrument	2022028140

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record

November 2021: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	PASSAIC NJ
Recording Date	Nov 4, 2021
Property Address	46 RUTGERS PL, PASSAIC, NJ 07055-5616
Document Number	0000069353
Book / Page	D4170 / 1
Instrument Date	Sep 27, 2021
Instrument	2021069353
Transaction Type	Foreclosure
Record Updated	Dec 9, 2021

Transaction

Tax	$1.75
Amount Accuracy	No Consideration Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9990 RICHMOND AVE STE 400, 400, HOUSTON, TX 77042-4546
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 46 Rutgers Pl was $11,978, up 3.3% from the year before.

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Passaic City
Unified School District	Passaic City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$281,300 (-) Land $81,000 Building $200,300	$281,300 (-) Land $81,000 Building $200,300
2025	$11,978.00 (+3.28%)	$281,300 Land $81,000 Building $200,300	$281,300 Land $81,000 Building $200,300
2024	$11,598.00
2023		$281,300 Land $81,000 Building $200,300	$281,300 Land $81,000 Building $200,300
2022	$10,925.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 46 Rutgers Pl in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	10 (1994–2012)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 46 Rutgers Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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