Cumberland County and Gorham Town property record for 46 Rust Rd, Gorham, ME 04038
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,607 sqft · built 1974 |
| Lot Size | 1.8 acres (78,408 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $310,000 (Feb 2017) |
| Tax Bill | $6,271 (2025) |
| Deeds & Mortgages | Nov 2025 Second Mortgage Aug 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | K0110R |
| Primary APN | K0110R |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,607 sqft Living Area |
| Gross Area | 4,190 sqft |
| 1st Floor Area | 1,512 sqft |
| Basement Area | 936 sqft |
| Unfinished Basement | 936 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 78,408 sqft (1.8 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | K0110R |
|---|---|
| Street Address | 46 RUST RD |
| City | GORHAM |
| State | ME |
| Zip | 04038-2039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Block | 17 |
| Legal Lot Number | 1 |
| Jurisdiction | GORHAM ME |
| Township / Civil Division | GORHAM |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 4100 |
Source: Cumberland County and Gorham Town records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 46 RUST RD, GORHAM, ME 04038-2039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Nov 17, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 13, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC |
| Feb 28, 2017 | Warranty Deed, Transfer REGENCY MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2017 · Amount on Record |
| Deed Sale | Feb 28, 2017 · Amount on Record |
| Deed Document Number | 20179429 |
| Deed Book / Page | 33850 / 0302 |
| Last Transfer Date | Aug 5, 2024 |
| Transfer Doc | 0409120096 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GORHAM ME |
| Property Address | 46 RUST RD, GORHAM, ME 04038-2039 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0418710237 |
|---|---|
| Date | Nov 17, 2025 |
| Book Page | 41871/237 |
| Instrument | 47604 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GORHAM ME |
| Property Address | 46 RUST RD, GORHAM, ME 04038-2039 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0385430220 |
|---|---|
| Date | Aug 13, 2021 |
| Book Page | 38543/220 |
| Instrument | 58497 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Sep 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GORHAM ME |
| Recording Date | Feb 28, 2017 |
| Property Address | 46 RUST RD, GORHAM, ME 04038-2039 |
| Document Number | 0338500302 |
| Book / Page | 33850 / 0302 |
| Instrument | 000000009429 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000009430 |
|---|---|
| Date | Feb 28, 2017 |
| Instrument | 000000009430 |
| Name | REGENCY MORTGAGE |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Feb 28, 2047 |
Source: Cumberland County and Gorham Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Gorham Town |
| Unified School District | Gorham (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,271.00 (+0.69%) | $423,700 (-) Land $100,700 Building $323,000 |
| 2024 | $6,228.00 (+14.38%) | $423,700 (-) Land $100,700 Building $323,000 |
| 2022 | $5,445.00 | $423,700 Land $100,700 Building $323,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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