46 Rumson Rd, Little Silver, NJ 07739 Property Records

Monmouth County and Little Silver Borough property record for 46 Rumson Rd, Little Silver, NJ 07739

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,744 sqft · built 1990
Lot Size	0.301 acres (13,125 sqft)
Owner	2 Individual Names on Record
Last Sale	$528,000 (Sep 2012)
Tax Bill	$13,692 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-00036-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`25-00036-0000-00012`
Alternative APN	`250003600012`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,744 sqft Living Area
1st Floor Area	1,736 sqft
Upper Floors Area	1,008 sqft
Basement Area	1,736 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	13,125 sqft (0.301 acres)
Lot Dimensions	175 ft deep x 75 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space
Porch	Open Porch
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Connected

Location & Zoning

Street Address	46 RUMSON RD
City	LITTLE SILVER
State	NJ
Zip	07739-1332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Block	36
Legal Lot Number	12
Jurisdiction	MONMOUTH NJ
Township / Civil Division	LITTLE SILVER
Census Block Group	4
Census Block	4001
Census Tract	804200

Owner

Source: Monmouth County and Little Silver Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46 RUMSON RD, LITTLE SILVER, NJ 07739-1332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Oct 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2012 · Amount on Record
Deed Sale	Sep 26, 2012 · Amount on Record
Prior Sale	Feb 13, 1996 · Amount on Record
Deed Document Number	2012102953
Deed Book / Page	8972 / 7058
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	46 RUMSON RD, LITTLE SILVER, NJ 07739-1332
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094882530
Date	Mar 9, 2021
Book Page	9488/2530
Instrument	2021035948

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	46 RUMSON RD, LITTLE SILVER, NJ 07739-1332
Document Number	0000096460
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Nov 1, 2019
Title Company	SERVICELINK TITLE COMPANY LLC, SERVICELINK TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	46 RUMSON RD LITTLE SILVER NJ 077391332, LITTLE SILVER, NJ 07739-1332

Mortgage

Document Number	0000096460
Date	Oct 15, 2019
Book Page	009373/009465
Instrument	96460

Lender

Name	DISCOVER BK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2049

Tax Assessment & Valuation

Source: Monmouth County and Little Silver Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Little Silver Borough
Elementary School District	Little Silver Borough School District (KG - 08)
Secondary School District	Red Bank Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,055,800 (+10.81%) Land $542,900 Building $512,900	$1,055,800 (+10.81%) Land $542,900 Building $512,900
2025	$13,692.00 (-1.6%)	$952,800 (+24.66%) Land $537,500 Building $415,300	$952,800 (+24.66%) Land $537,500 Building $415,300
2024	$13,915.00 (+5.46%)
2023		$764,300 Land $320,100 Building $444,200	$764,300 Land $320,100 Building $444,200
2022	$13,195.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	9 (1978–2018)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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