46 Rowan Dr, Clayton, NC 27520 Property Records

Johnston County property record for 46 Rowan Dr, Clayton, NC 27520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,675 sqft · built 2007
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Company Names on File
Last Sale	$220,000 (Feb 2018)
Tax Bill	$3,824 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05H04040N`

Property Details

APN / Parcel Number

Primary APN	`05H04040N`
Alternative APN	`2000233021`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,675 sqft Living Area
Gross Area	3,372 sqft
1st Floor Area	1,100 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	95 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2000233021
Street Address	46 ROWAN DR
City	CLAYTON
State	NC
Zip	27520-2979
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 207 COBBLESTONE VILLAGE PH 5A 71/244-245
Legal Subdivision	COBBLESTONE VILLAGE
Legal Phase	5A
Legal Lot Number	207
Jurisdiction	JOHNSTON NC
Township / Civil Division	CLAYTON
Census Block Group	2
Census Block	2013
Census Tract	41001

Owner

46 Rowan Dr is owned by a company that acquired it in October 2020.

Source: Johnston County records, as of September 24, 2026

Owner of Record	2 Company Names on File
Mailing Address	46 ROWAN DR, CLAYTON, NC 27520-2979
Owner Type	Company
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage NP INC
Feb 27, 2018	Warranty Deed, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2018 · Amount on File
Deed Sale	Feb 27, 2018 · Amount on File
Prior Sale	May 30, 2008 · Amount on File
Deed Document Number	2018561855
Deed Book / Page	5106 / 788
Last Transfer Date	Oct 22, 2020
Transfer Doc	0000685582
Record Updated	Oct 29, 2026

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JOHNSTON NC
Recording Date	Oct 27, 2020
Property Address	46 ROWAN DR, CLAYTON, NC 27520-2979
Document Number	0000685582
Book / Page	5737 / 298
Map Reference	MB 71 PG 244&245
Instrument Date	Oct 22, 2020
Instrument	2020685582
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	46 ROWAN DR, CLAYTON, NC 27520-2979

Mortgage

Document Number	0000685583
Date	Oct 27, 2020
Instrument	2020685583

Lender

Name	NP INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Feb 27, 2018
Property Address	46 ROWAN DR, CLAYTON, NC 27520-2979
Document Number	0000561855
Book / Page	5106 / 0788
Map Reference	MB 71 PG 244
Instrument Date	Feb 26, 2018
Instrument	2018561855
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2009 TREXLER CT, 2009, RALEIGH, NC 27606-6415

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	46 ROWAN DR, CLAYTON, NC 27520-2979

Mortgage

Document Number	0000561856
Date	Feb 27, 2018
Instrument	2018561856

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 46 Rowan Dr was $3,824.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Municipality	Clayton Town
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,824.00	$382,440 Land $70,000 Building $312,440	$382,440 Land $70,000 Building $312,440
2023	$3,125.00	$242,290 Land $38,500 Building $203,790	$242,290 Land $38,500 Building $203,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Rowan Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Rowan Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CLAYTON serves 30,876 people · EPA ID NC0351020
Water Source	Purchased surface water from JOHNSTON CO-WEST
Last State Inspection	May 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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