46 Rotary Dr, Summit, NJ 07901 Property Records

Union County and Summit City property record for 46 Rotary Dr, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	2,871 sqft · built 1958
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on Record
Last Sale	$950,000 (Aug 2015)
Tax Bill	$19,006 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-05303-0000-00026`

Property Details

APN / Parcel Number

Primary APN	`18-05303-0000-00026`
Alternative APNs	`1800094J00016` `180530300026`

Interior

Stories	1 Story
Building Area	2,871 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Frame
Lot Area	14,985 sqft (0.344 acres)

Location & Zoning

Old Parcel Number	1800094J00016
Street Address	46 ROTARY DR
City	SUMMIT
State	NJ
Zip	07901-3115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Subdivision	HIGHLAND
Legal Block	5303
Legal Lot Number	26
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	3
Census Block	3003
Census Tract	37900

Owner

Source: Union County and Summit City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	46 ROTARY DR, SUMMIT, NJ 07901-3115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Aug 16, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 7, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Nov 18, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2015 · Amount on Record
Deed Sale	Aug 17, 2015 · Amount on Record
Prior Sale	Mar 6, 2000 · Amount on Record
Deed Document Number	2015264476
Deed Book / Page	6075 / 104
Last Transfer Date	Feb 18, 2022
Transfer Doc	0064542424
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	46 ROTARY DR, SUMMIT, NJ 07901-3115
Transaction Type	Mortgage
Record Updated	Apr 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149002633
Date	Mar 4, 2021
Book Page	14900/2633
Instrument	6032

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	46 ROTARY DR, SUMMIT, NJ 07901-3115
Transaction Type	Mortgage
Record Updated	Apr 7, 2023
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0150342120
Date	Aug 16, 2021
Book Page	15034/2120
Instrument	18769

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NJ
Recording Date	Mar 7, 2022
Property Address	46 ROTARY DR, SUMMIT, NJ 07901-3115
Document Number	0064542424
Book / Page	6454 / 2424
Instrument Date	Feb 18, 2022
Instrument	15663
Transaction Type	Transfer
Record Updated	Apr 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 ROTARY DR, SUMMIT, NJ 07901-3115

Mortgage

Document Number	0000033312
Date	Mar 7, 2022
Instrument	33312

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	46 ROTARY DR, SUMMIT, NJ 07901-3115
Document Number	0146872187
Instrument Date	Apr 16, 2020
Transaction Type	Mortgage
Record Updated	Jul 9, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	46 ROTARY DR SUMMIT NJ 079013115, SUMMIT, NJ 07901-3115

Mortgage

Document Number	0146872187
Date	Apr 30, 2020
Book Page	014687/002187
Instrument	690702

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 29, 2025

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	46 ROTARY DR, SUMMIT, NJ 07901-3115
Document Number	0143930608
Instrument Date	Nov 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 ROTARY DR SUMMIT NJ 079013115, SUMMIT, NJ 07901-3115

Mortgage

Document Number	0143930608
Date	Jan 16, 2018
Book Page	014393/000608
Instrument	652282

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$425,100 (-) Land $274,000 Building $151,100	$425,100 (-) Land $274,000 Building $151,100
2025	$19,006.00 (+2.64%)	$425,100 (-) Land $274,000 Building $151,100	$425,100 (-) Land $274,000 Building $151,100
2024	$18,517.00 (+1.7%)
2023		$425,100 Land $274,000 Building $151,100	$425,100 Land $274,000 Building $151,100
2022	$18,207.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1999–2012)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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