46 Rosemere St, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 46 Rosemere St, Rye, NY 10580

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,878 sqft · built 1919
Lot Size0.11 acres (4,792 sqft)
Owner2 Individual Names on Record
Last Sale$785,000 (Sep 2015)
Tax Bill$16,924 (2026)
Deeds & MortgagesSep 2026 Line of Credit
May 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN551400 146-19-3-37

Property Details

APN / Parcel Number

Primary APN551400 146-19-3-37
Alternative APN
  • 140014601900030370000000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,878 sqft Living Area
1st Floor Area903 sqft
2nd Floor Area975 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1919
Effective Year BuiltEffective 1919
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area4,792 sqft (0.11 acres)

Location & Zoning

Street Address46 ROSEMERE ST
CityRYE
StateNY
Zip10580-3708
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal SubdivisionMAP OF RYAN PARK
Legal Block3
Legal Lot Number37.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionRYE
Census Block Group1
Census Block1015
Census Tract7600

Owner

Source: Westchester County and Rye City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address46 ROSEMERE ST, RYE, NY 10580-3708
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2026Deed of Trust, Mortgage · Line of Credit
HUDSON VALLEY CREDIT UNION
May 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
May 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 15, 2015 · Amount on Record
Deed SaleSep 15, 2015 · Amount on Record
Deed Document Number2015552513363
Prior Transfer DateJul 15, 2004
Prior Transfer Doc0042371145
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Recording DateSep 23, 2026
Property Address46 ROSEMERE ST, RYE, NY 10580-3708
Document Number0000003130
Instrument DateAug 18, 2026
Instrument20263130
Transaction TypeMortgage
Record UpdatedOct 2, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 ROSEMERE ST, RYE, NY 10580-3708

Mortgage

Document Number0000003130,
DateSep 23, 2026
Instrument20263130
Lender
NameHUDSON VALLEY CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Max Rate-1%

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address46 ROSEMERE ST, RYE, NY 10580-3708
Transaction TypeMortgage
Record UpdatedDec 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 ROSEMERE ST, RYE, NY 10580-3708

Mortgage

Document Number0611403560
DateMay 21, 2021
Instrument611403560
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term239 Months
DueApr 1, 2041

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address46 ROSEMERE ST, RYE, NY 10580-3708
Transaction TypeMortgage
Record UpdatedDec 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 ROSEMERE ST, RYE, NY 10580-3708

Mortgage

Document Number0611403564
DateMay 21, 2021
Instrument611403564
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
MunicipalityRye City
Unified School DistrictRye City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$16,924.00 (-14.44%)
2025$19,781.00$13,350 (-) Land $3,900 Building $9,450$1,131,355 (+6.78%) Land $330,508 Building $800,847
2024$13,350 (-) Land $3,900 Building $9,450$1,059,524 (+2.38%) Land $309,524 Building $750,000
2023$13,350 Land $3,900 Building $9,450$1,034,884 Land $302,326 Building $732,558

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 62 policies
Nearby Flood Policies62 in force
Nearby Flood Claims88 (1978–2023)
Claims Outside the SFHA44 of 88
Most Recent ClaimSep 2023 · Severe Storm And Flooding
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 8 claims
  • Hurricane Sandy, Oct 2012 · 19 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK, INC. RD-2
private · serves 57,301 people · EPA ID NY5903456
Water SourcePurchased surface water from several systems
Last State InspectionAug 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
980 / 880

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