46 Rosella St, Springfield, MA 01118 Property Records

Hampden County and Springfield City property record for 46 Rosella St, Springfield, MA 01118

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 972 sqft · built 1920
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$206,000 (Apr 2022)
Tax Bill	$3,373 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Feb 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:10395 P:0009`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:10395 P:0009`
Alternative APN	`103950009`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	972 sqft Living Area
1st Floor Area	832 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	5,001 sqft (0.115 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	103950009
Street Address	46 ROSELLA ST
City	SPRINGFIELD
State	MA
Zip	01118-1056
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	4
Census Block	4004
Census Tract	802400

Owner

46 Rosella St is owned and occupied by two individuals who bought it in April 2022.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46 ROSELLA ST, SPRINGFIELD, MA 01118-1056
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage BAY EQUITY LLC
Feb 13, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2022 · Amount on File
Deed Sale	Apr 19, 2022 · Amount on File
Prior Sale	Jul 26, 2013 · Amount on File
Deed Book / Page	24505 / 2
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Apr 19, 2022
Property Address	46 ROSELLA ST, SPRINGFIELD, MA 01118-1056
Document Number	00024505-2
Book / Page	24505 / 2
Instrument Date	Apr 18, 2022
Instrument	23414
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	46 ROSELLA ST, SPRINGFIELD, MA 01118-1056
Investor	Possibly a Property Investor

Mortgage

Document Number	0000023415
Date	Apr 19, 2022
Instrument	23415

Lender

Name	BAY EQUITY LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	46 ROSELLA ST, SPRINGFIELD, MA 01118-1056
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21567-280
Date	Feb 13, 2017
Book Page	21567/280
Instrument	7944

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 46 Rosella St was $3,373, up 2.8% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,373.00 (+2.84%)	$218,200 (+4.3%) Land $45,200 Building $173,000	$260,817 (-7.5%)
2025	$3,280.00	$209,200 Land $45,200 Building $164,000	$281,960 (+6.99%)
2024			$263,530
2023	$2,984.00	$175,000 Land $43,100 Building $131,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Rosella St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Rosella St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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