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46 Rocky Bluff Dr, Ormond Beach, FL 32174 Property Records

Volusia County property record for 46 Rocky Bluff Dr, Ormond Beach, FL 32174 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2010
Square Footage2,858 sqft Living Area
Lot Size18,796 sqft (0.431 acres)
OccupancyOwner Occupied
Last Sale$372,000 (2018)
Tax Bill$7,103.00 (2025)

Property Details

APN / Parcel Number

Primary APN3240-09-00-0020
Alternative APNs
  • 6116571.0
  • 6116571

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,858 sqft Living Area
1st Floor2,858 sqft 1st Floor
Stories1 Stories
Primary FlooringCombination, Other Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2010
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof ConstructionHip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area18,796 sqft (0.431 acres)
Depth X Width148 ft x 127 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area682 sqft Garage
Patio Area952 sqft Patio
PorchOpen Porch
Porch Area340 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number6116571.0
Street Address46 ROCKY BLUFF DR
CityORMOND BEACH
StateFL
Zip32174-2629
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 2 ORMOND LAKES UNIT XII MB 49 PGS 34-37 INC PER OR 4912 PG 1682 PER OR 5444 PG 1548 PER OR 7549 PG 1860
Legal Range32E
Legal Township13S
Legal Section40
Legal SubdivisionORMOND
Legal Tract9
Legal Lot Number2
Legal UnitXII
JurisdictionVOLUSIA FL
Minor Civil DivisionORMOND BEACH
Census Blockgroup2
Census Block2005
Census Tract80101

Owner

Source: Volusia County records · APN 3240-09-00-0020

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address46 ROCKY BLUFF DR, ORMOND BEACH, FL 32174-2629
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2022Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jan 03, 2022Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
May 23, 2018Warranty Deed, Transfer · Conventional Mortgage
SEACOAST NATIONAL BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 23, 2018 · Amount on Record
Deed SaleMay 23, 2018 · Amount on Record
Prior SaleNov 29, 2004 · Amount on Record
Deed Doc Number2018-105014
Deed Book / Page7549 / 1860
Record RefreshedJun 08, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address46 ROCKY BLUFF DR, ORMOND BEACH, FL 32174-2629
Transaction TypeMortgage
Record UpdatedAug 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 ROCKY BLUFF DR, ORMOND BEACH, FL 32174-2629

Mortgage

Document Number0081871942
DateJan 14, 2022
Book Page8187/1942
Instrument2022010173
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term238 Months
DueNov 01, 2041

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address46 ROCKY BLUFF DR, ORMOND BEACH, FL 32174-2629
Transaction TypeMortgage
Record UpdatedAug 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 ROCKY BLUFF DR, ORMOND BEACH, FL 32174-2629

Mortgage

Document Number0081811394
DateJan 03, 2022
Book Page8181/1394
Instrument2022000609
Lender
NameTRUIST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 02, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateMay 23, 2018
Property Address46 ROCKY BLUFF DR, ORMOND BEACH, FL 32174-2629
Document Number0075491860
Book / Page7549 / 1860
Map ReferenceMB49 PG34-37
Instrument DateMay 21, 2018
Instrument2018-105014
Transaction TypeTransfer
Record UpdatedAug 02, 2022
Title CompanySOUTHERN TITLE HOLDING CO LL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,604.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address41 ALANWOOD DR, 41, ORMOND BEACH, FL 32174-4603

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 ROCKY BLUFF DR, ORMOND BEACH, FL 32174-2629

Mortgage

Document Number2018105015
DateMay 23, 2018
Instrument2018-105015
Lender
NameSEACOAST NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2048

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityOrmond Beach City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,103.00 (+15.89%) Homeowner's exemption$442,048 (+5.99%)$554,281 (-8.26%) Land $160,000 Building $394,281
2023$6,129.00 (+2.97%) Homeowner's exemption$417,078 (+3%)$604,191 (+18.38%) Land $165,000 Building $439,191
2022$5,952.00 Homeowner's exemption$404,930$510,390 Land $121,000 Building $389,390

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire LikelihoodAbout 1 in 407 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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