Stephens County property record for 46 Rock Dr, #48, Toccoa, GA 30577
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 1,680 sqft · built 1997 |
| Lot Size | 0.219 acres (9,583 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $327,500 (Nov 2012) |
| Tax Bill | $1,378 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 019B 021 |
| Primary APN | 019B 021 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,680 sqft Total Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Shingle |
| Lot Area | 9,583 sqft (0.219 acres) |
| Porch | Porch |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 495128 |
|---|---|
| Old Parcel Number | 019B 021 |
| Street Address | 46 ROCK DR # 48, 48 |
| City | TOCCOA |
| State | GA |
| Zip | 30577-8722 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | R-II |
| Legal Description | LOTS 12A & 12B ROCK DR |
| Legal Subdivision | TRACT 12A 12B |
| Legal Lot Number | 12A,B |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 970101 |
Source: Stephens County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | PO BOX 59, TOCCOA, GA 30577-1400 |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 27, 2012 · Amount on Record |
| Deed Sale | Nov 27, 2012 · Amount on Record |
| Prior Sale | Sep 6, 2011 · Amount on Record |
| Deed Document Number | 0000999379 |
| Deed Book / Page | 999 / 379 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 46 ROCK DR # 48, 48, TOCCOA, GA 30577-8722 |
| Document Number | 0012050173 |
| Instrument Date | Mar 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1197 W CURRAHEE ST TOCCOA GA 305772536, TOCCOA, GA 30577-2536 |
| Document Number | 0012050173 |
|---|---|
| Date | Mar 18, 2020 |
| Book Page | 001205/000173 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611-6592 |
| Amount | Amount Recorded |
|---|---|
| Term | 84 Months |
| Due | Mar 17, 2027 |
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,378.00 (+0.44%) | $39,514 (+1.86%) Land $2,000 Building $37,514 | $98,785 (+1.86%) Land $5,000 Building $93,785 |
| 2023 | $1,372.00 (+110.75%) | $38,792 (+110.45%) Land $2,000 Building $36,792 | $96,980 (+110.45%) Land $5,000 Building $91,980 |
| 2022 | $651.00 | $18,433 Land $2,000 Building $16,433 | $46,083 Land $5,000 Building $41,083 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 53% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
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