46 Roanoke Cir, Columbus, MS 39705 Property Records

Lowndes County property record for 46 Roanoke Cir, Columbus, MS 39705

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,730 sqft · built 1984
Lot Size	0.282 acres (12,324 sqft)
Owner	2 Owner Names on Record
Last Sale	$118,500 (Dec 2008)
Tax Bill	$821 (2025)
Deeds & Mortgages	Jul 2022 Refinance Jul 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`48W220005800`

Property Details

APN / Parcel Number

Primary APN	`48W220005800`
Alternative APNs	`008195` `8195`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,730 sqft Adjusted Area
1st Floor Area	1,452 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,324 sqft (0.282 acres)
Lot Dimensions	158 ft deep x 78 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	008195
Street Address	46 ROANOKE CIR
City	COLUMBUS
State	MS
Zip	39705-9685
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	46 ROANOKE CIR LOT 10 2A
Legal Range	18W
Legal Township	17S
Legal Section	26
Legal Subdivision	ROANOKE ESTATES
Legal Lot Number	10
Jurisdiction	LOWNDES MS
Township / Civil Division	1
Census Block Group	1
Census Block	1021
Census Tract	301

Owner

Source: Lowndes County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	46 ROANOKE CIR, COLUMBUS, MS 39705-9685
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Jul 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2008 · Amount on Record
Deed Sale	Dec 16, 2008 · Amount on Record
Deed Document Number	0020088156
Deed Book / Page	2008 / 8156
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	46 ROANOKE CIR, COLUMBUS, MS 39705-9685
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202218112
Date	Jul 15, 2022
Book Page	2022/18112

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	46 ROANOKE CIR, COLUMBUS, MS 39705-9685
Transaction Type	Mortgage
Record Updated	Mar 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202121758
Date	Jul 8, 2021
Book Page	2021/21758

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$821.00 (+2.5%) Homeowner's exemption	$9,965 (+15.42%)	$99,650 (+15.42%) Land $10,000 Building $89,650
2024	$801.00 (+20.81%)
2023	$663.00 Homeowner's exemption	$8,634	$86,340 Land $10,000 Building $76,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 46 policies
Nearby Flood Policies	46 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LOWNDES W/A #2-HUCKLEBERRY public/private · serves 7,035 people · EPA ID MS0440080
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
4-County Fiber Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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