St. Louis County property record for 46 Roan Ln, Saint Louis, MO 63124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,711 sqft · built 1974 |
| Lot Size | 1 acre (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $698,000 (Nov 2012) |
| Tax Bill | $15,493 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Sep 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 20L-52-0086 |
| Primary APN | 20L-52-0086 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,711 sqft Living Area |
| Gross Area | 4,595 sqft |
| 1st Floor Area | 1,551 sqft |
| Basement Area | 104 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 43,560 sqft |
| Lot Dimensions | 174 ft deep x 145 ft wide |
| Garage Type | Attached |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 330 sqft |
| Patio Area | 632 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 46 ROAN LN |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63124-1480 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 33C |
| Legal Description | TRAILS END LOT 14 |
| Legal Subdivision | TRAILS END |
| Legal Lot Number | 14 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CLAYTON |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 217500 |
46 Roan Ln is owned and occupied by two individuals who bought it in November 2012.
Source: St. Louis County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 ROAN LN, SAINT LOUIS, MO 63124-1480 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK |
| Sep 5, 2019 | Deed of Trust, Mortgage · Line of Credit BEST HOMETOWN BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2012 · Amount on File |
| Deed Sale | Nov 20, 2012 · Amount on File |
| Deed Document Number | 2012520 |
| Deed Book / Page | 20256 / 1394 |
| Prior Transfer Date | Jun 10, 2003 |
| Prior Transfer Doc | 0000000931 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 46 ROAN LN, SAINT LOUIS, MO 63124-1480 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 46 ROAN LN, SAINT LOUIS, MO 63124-1480 |
| Document Number | 0246884732 |
|---|---|
| Date | Mar 3, 2021 |
| Book Page | 24688/4732 |
| Instrument | 2021030300653 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 46 ROAN LN, SAINT LOUIS, MO 63124-1480 |
| Document Number | 0237122769 |
| Instrument Date | Sep 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2019 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 46 ROAN LN ST LOUIS MO 631241480, ST LOUIS, MO 63124-1480 |
| Document Number | 0237122769 |
|---|---|
| Date | Sep 25, 2019 |
| Book Page | 023712/002769 |
| Instrument | 378 |
| Name | BEST HOMETOWN BK |
|---|---|
| Address | COLLINSVILLE, IL 62234-3209 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Sep 24, 2024 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 46 Roan Ln was $15,493, up 27.4% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Ladue City |
| Unified School District | Ladue School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $238,580 (-) Land $112,820 Building $125,760 | $1,255,700 (-) Land $593,800 Building $661,900 | |
| 2025 | $15,493.00 (+27.44%) | $238,580 Land $112,820 Building $125,760 | $1,255,700 Land $593,800 Building $661,900 |
| 2024 | $12,157.00 (+0.19%) | ||
| 2023 | $12,134.00 | $180,140 Land $67,700 Building $112,440 | $948,100 Land $356,300 Building $591,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 46 Roan Ln in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 24 (1979–2024) |
| Claims Outside the SFHA | 15 of 24 |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46 Roan Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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