Bergen County and Oakland Borough property record for 46 Riverside Dr, Oakland, NJ 07436
| Property Type | Single Family Home |
|---|---|
| Details | 430 sqft · built 1930 |
| Lot Size | 0.062 acres (2,701 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $184,500 (Sep 2022) |
| Tax Bill | $4,527 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Sep 2022 Sale & Construction Loan |
| Flood Zone | Zone AE (high risk) |
| APN | 42-02004-0000-00018 |
| Primary APN | 42-02004-0000-00018 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 430 sqft Living Area |
| 1st Floor Area | 430 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Lot Area | 2,701 sqft (0.062 acres) |
| Lot Dimensions | 100 ft deep x 27 ft wide |
| Old Parcel Number | 4202207000000005 |
|---|---|
| Street Address | 46 RIVERSIDE DR |
| City | OAKLAND |
| State | NJ |
| Zip | 07436-1416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA3 |
| Legal Description | 0.062 AC |
| Legal Subdivision | RIVERSIDE PARK |
| Legal Block | 2004 |
| Legal Lot Number | 18 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | OAKLAND |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 39100 |
46 Riverside Dr is owned and occupied by two individuals who acquired it in September 2023.
Source: Bergen County and Oakland Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 RIVERSIDE DR, OAKLAND, NJ 07436-1416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 5, 2024 | Quit Claim Deed, Transfer · Conventional Mortgage NETWORK CAPITAL FUNDING CORP |
| Sep 16, 2022 | Deed, Construction Loan · Construction Mortgage INSULA CAPITAL GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2022 · Amount on File |
| Deed Sale | Sep 16, 2022 · Amount on File |
| Deed Document Number | 202291960 |
| Deed Book / Page | 4810 / 1032 |
| Last Transfer Date | Sep 11, 2023 |
| Transfer Doc | 0051530629 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 5, 2024 |
| Property Address | 46 RIVERSIDE DR, OAKLAND, NJ 07436-1416 |
| Document Number | 0051530629 |
| Book / Page | 5153 / 629 |
| Instrument Date | Sep 11, 2023 |
| Instrument | 2024000925 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2024 |
| Title Company | WFG LENDER SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 46 RIVERSIDE DR, OAKLAND, NJ 07436-1416 |
| Name | Verified Name |
|---|---|
| Address | 46 RIVERSIDE DR, OAKLAND, NJ 07436-1416 |
| Document Number | 0051530635 |
|---|---|
| Date | Jan 5, 2024 |
| Book Page | 5153/635 |
| Instrument | 2024000926 |
| Name | NETWORK CAPITAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 16, 2022 |
| Property Address | 46 RIVERSIDE DR, OAKLAND, NJ 07436-1416 |
| Document Number | 0048101032 |
| Book / Page | 4810 / 1032 |
| Instrument Date | Aug 25, 2022 |
| Instrument | 2022091960 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 18, 2022 |
| Title Company | NOT AVAILABLE, MAIN STREET TTL & STLMT SVCS |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $831.15 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 301 LAFAYETTE DR, 301, NEW CUMBERLAND, PA 17070-3112 |
| Name | Verified Name |
|---|---|
| Address | 46 RIVERSIDE DR, OAKLAND, NJ 07436-1416 |
| Document Number | 2022091961 |
|---|---|
| Date | Sep 16, 2022 |
| Instrument | 2022091961 |
| Name | INSULA CAPITAL GROUP LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Sep 7, 2023 |
The 2025 property tax bill for 46 Riverside Dr was $4,527, up 4.4% from the year before.
Source: Bergen County and Oakland Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Oakland Borough |
| Elementary School District | Oakland Borough School District (KG - 08) |
| Secondary School District | Ramapo-Indian Hill Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $220,500 (+6.42%) Land $131,700 Building $88,800 | $220,500 (+6.42%) Land $131,700 Building $88,800 | |
| 2025 | $4,527.00 (+4.43%) | $207,200 Land $123,400 Building $83,800 | $207,200 Land $123,400 Building $83,800 |
| 2024 | $4,335.00 | ||
| 2023 | $174,700 (+5.43%) Land $100,200 Building $74,500 | $174,700 (+5.43%) Land $100,200 Building $74,500 | |
| 2022 | $3,897.00 (+9.25%) | $165,700 Land $97,900 Building $67,800 | $165,700 Land $97,900 Building $67,800 |
| 2021 | $3,567.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46 Riverside Dr in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 43 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 415 (1979–2011) |
| Claims Outside the SFHA | 41 of 415 |
| Most Recent Claim | Sep 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46 Riverside Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAKLAND WATER DEPT serves 12,754 people · EPA ID NJ0242001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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