Columbia County and Chatham Town property record for 46 River Rd, Chatham, NY 12037
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,259 sqft · built 1840 |
| Lot Size | 11 acres (479,160 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $610,000 (Dec 2025) |
| Tax Bill | $10,275 (2026) |
| Deeds & Mortgages | May 2026 Sale Dec 2025 Sale |
| APN | 102689 56.-1-44 |
| Primary APN | 102689 56.-1-44 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,259 sqft Living Area |
| 1st Floor Area | 1,424 sqft |
| 2nd Floor Area | 835 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1840 |
|---|---|
| Effective Year Built | Effective 1840 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 479,160 sqft (11 acres) |
| Garage Type | Mixed |
| Garage Area | 704 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 343 sqft |
| Shed | 1 Shed |
| Cabin | Cabin |
| Greenhouse | Greenhouse |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 46 RIVER RD |
|---|---|
| City | CHATHAM |
| State | NY |
| Zip | 12037-3701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | H100 |
| Legal Description | MICRO NO. 3217 |
| Legal Block | 1 |
| Legal Lot Number | 44.000 |
| Jurisdiction | COLUMBIA NY |
| Township / Civil Division | CHATHAM |
| Census Block Group | 1 |
| Census Block | 1073 |
| Census Tract | 300 |
46 River Rd, a rural home, is owner-occupied and held in a trust since December 2025.
Source: Columbia County and Chatham Town records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 46 RIVER RD, CHATHAM, NY 12037-3701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 29, 2026 | Deed, Transfer |
| Dec 31, 2025 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 2025 · Amount on File |
| Deed Sale | Dec 31, 2025 · Amount on File |
| Deed Document Number | 202511757 |
| Deed Book / Page | 1023 / 1385 |
| Prior Transfer Date | Jul 7, 2025 |
| Prior Transfer Doc | 0000006417 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | COLUMBIA NY |
| Recording Date | May 29, 2026 |
| Property Address | 46 RIVER RD, CHATHAM, NY 12037-3701 |
| Document Number | 0000004832 |
| Book / Page | 1030 / 1129 |
| Instrument Date | May 11, 2026 |
| Instrument | 20264832 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 46 RIVER RD, CHATHAM, NY 12037-3701 |
| Document Type | Deed |
|---|---|
| Jurisdiction | COLUMBIA NY |
| Recording Date | Dec 31, 2025 |
| Property Address | 46 RIVER RD, CHATHAM, NY 12037-3701 |
| Document Number | 0000011757 |
| Book / Page | 1023 / 1385 |
| Instrument Date | Nov 15, 2025 |
| Instrument | 20250011757 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2026 property tax bill for 46 River Rd was $10,275, up 0.2% from the year before.
Source: Columbia County and Chatham Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Columbia County |
| County Subdivision | Chatham Town |
| Unified School District | Chatham Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,275.00 (+0.22%) | ||
| 2025 | $10,252.00 (+2.18%) | $575,000 (-) Land $105,000 Building $470,000 | $701,220 (+6.1%) Land $128,049 Building $573,171 |
| 2024 | $10,033.00 | $575,000 (-) Land $105,000 Building $470,000 | $660,920 (+6.9%) Land $120,690 Building $540,230 |
| 2023 | $575,000 Land $105,000 Building $470,000 | $618,280 Land $112,903 Building $505,377 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 46 River Rd; there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2008 · Severe Winter Storm |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46 River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Fidium Fiber, T-Mobile, Verizon.
5G and 4G LTE (outdoors only)
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