46 River Heights Dr, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 46 River Heights Dr, Smithtown, NY 11787

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,352 sqft · built 1964
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on File
Last Sale	$582,500 (Mar 2017)
Tax Bill	$15,529 (2024)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`473489 74.-4-3`

Property Details

APN / Parcel Number

Primary APN	`473489 74.-4-3`
Alternative APNs	`0800-074.00-04.00-003.000` `348907400000040030000000` `47340018186` `S80220`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,352 sqft Living Area
Gross Area	2,104 sqft
1st Floor Area	1,352 sqft
Basement Area	752 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	25,265 sqft (0.58 acres)
View / Lot	Suburban
Garage Type	Basement

Exterior Amenities

Pool Area	648 sqft
Porch	Open Porch
Porch Area	413 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	S80220
Street Address	46 RIVER HEIGHTS DR
City	SMITHTOWN
State	NY
Zip	11787-1742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11-450851 TC-66 *3726 LOT 44 LANDING HILL SEC 1
Legal Block	4
Legal Lot Number	3
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	3
Census Block	3007
Census Tract	134902

Owner

Source: Suffolk County and Smithtown Town records · APN 473489 74.-4-3

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	46 RIVER HEIGHTS DR, SMITHTOWN, NY 11787-1742
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 17, 2017 · Amount on Record
Deed Sale	Mar 17, 2017 · Amount on Record
Deed Book / Page	12904 / 952
Record Updated	Sep 20, 2026

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	Mar 17, 2017
Property Address	46 RIVER HEIGHTS DR, SMITHTOWN, NY 11787-1742
Document Number	0129040952
Book / Page	012904 / 000952
Instrument Date	Dec 20, 2016
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	TITLE AMERICA LAND SERVICES INC, TITLE AMERICA LAND SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,330.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2112 196TH ST WHITESTONE NY 11357, WHITESTONE, NY 11357

Mortgage

Document Number	227990269
Date	Mar 17, 2017
Book Page	022799/000269

Lender

Name	CLIFFCO MTG BANKERS
Type	Bank
Address	WESTBURY, NY 11590

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 16, 2047

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Smithtown Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$6,650 (-) Land $500 Building $6,150	$831,250 (+10,774.54%) Land $62,500 Building $768,750
2024	$15,529.00
2023		$6,650 Land $500 Building $6,150	$7,644 Land $575 Building $7,069

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1991)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1991 · Hurricane Bob

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 263 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SMITHTOWN WATER DISTRICT serves 19,635 people
Water Source	Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY
Last State Inspection	Dec 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.