46 Ridge Rd, West Barnstable, MA 02668 Property Records

Barnstable County and Barnstable Town City property record for 46 Ridge Rd, West Barnstable, MA 02668

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,568 sqft · built 1965
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (Dec 2020)
Tax Bill	$5,696 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BARN M:216 L:023`

Property Details

APN / Parcel Number

Primary APN	`BARN M:216 L:023`
Alternative APN	`133206`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area
Gross Area	4,599 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	133206
Street Address	46 RIDGE RD
City	WEST BARNSTABLE
State	MA
Zip	02668-1501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Lot Number	23
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	3
Census Block	3056
Census Tract	12200

Owner

Source: Barnstable County and Barnstable Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46 RIDGE RD, WEST BARNSTABLE, MA 02668-1501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2020	Quit Claim Deed, Transfer · Conventional with PMI CAPE COD CO-OP BK
Jun 27, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Aug 10, 2017	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2020 · Amount on Record
Deed Sale	Dec 10, 2020 · Amount on Record
Prior Sale	Mar 6, 2003 · Amount on Record
Deed Document Number	202070208
Deed Book / Page	33560 / 313
Record Updated	Oct 29, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARNSTABLE MA
Recording Date	Dec 10, 2020
Property Address	46 RIDGE RD, WEST BARNSTABLE, MA 02668-1501
Document Number	33560-313
Book / Page	033560 / 000313
Instrument Date	Dec 10, 2020
Instrument	70208
Transaction Type	Transfer
Record Updated	Dec 29, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,736.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 RIDGE RD WEST BARNSTABLE MA 026681501, WEST BARNSTABLE, MA 02668-1501

Mortgage

Document Number	33560-316
Date	Dec 10, 2020
Book Page	033560/000316
Instrument	70209

Lender

Name	CAPE COD CO-OP BK
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	46 RIDGE RD, WEST BARNSTABLE, MA 02668-1501
Document Number	31368-265
Instrument Date	Jun 27, 2018
Transaction Type	Mortgage
Record Updated	Jul 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	46 RIDGE RD WEST BARNSTABLE MA 026681501, WEST BARNSTABLE, MA 02668-1501

Mortgage

Document Number	31368-265
Date	Jun 27, 2018
Book Page	031368/000265
Instrument	31195

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2048

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	46 RIDGE RD, WEST BARNSTABLE, MA 02668-1501
Document Number	30700-317
Book / Page	030700 / 000317
Instrument Date	Aug 10, 2017
Transaction Type	Mortgage
Record Updated	Sep 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	30700-317
Date	Aug 15, 2017
Book Page	030700/000317
Instrument	41354

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 14, 2032

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,696.00 (+12.97%)	$609,800 (+3.78%) Land $152,200 Building $457,600	$660,250
2024	$5,042.00 (+4.78%)	$587,600 (+11.25%) Land $152,200 Building $435,400
2023	$4,812.00	$528,200 Land $138,400 Building $389,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	11 (1979–2024)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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