Bergen County and Rutherford Borough property record for 46 Ridge Rd, Rutherford, NJ 07070
| Property Type | Single Family Home |
|---|---|
| Details | 2,007 sqft · built 1910 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $865,000 (Oct 2020) |
| Tax Bill | $15,427 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer Oct 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 56-00118-0000-00013 |
| Primary APN | 56-00118-0000-00013 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,007 sqft Living Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Detached |
| Street Address | 46 RIDGE RD |
|---|---|
| City | RUTHERFORD |
| State | NJ |
| Zip | 07070-2135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | 50X150 |
| Legal Subdivision | MOUNT RUTHERFORD CO |
| Legal Block | 118 |
| Legal Lot Number | 13 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RUTHERFORD |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 51300 |
46 Ridge Rd is owner-occupied and held in a trust since March 2026.
Source: Bergen County and Rutherford Borough records, as of June 29, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 46 RIDGE RD, RUTHERFORD, NJ 07070-2135 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 20, 2026 | Intrafamily Transfer, Transfer |
| Oct 22, 2020 | Bargain and Sale Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Dec 15, 2017 | Grant Deed, Transfer · Conventional with PMI NJ LENDERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2020 · Amount on File |
| Deed Sale | Oct 22, 2020 · Amount on File |
| Prior Sale | Dec 15, 2017 · Amount on File |
| Deed Document Number | 2020107749 |
| Deed Book / Page | 3781 / 597 |
| Last Transfer Date | Mar 16, 2026 |
| Transfer Doc | 0000018460 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 20, 2026 |
| Property Address | 46 RIDGE RD, RUTHERFORD, NJ 07070-2135 |
| Document Number | 0057510698 |
| Book / Page | 5751 / 698 |
| Instrument Date | Mar 16, 2026 |
| Instrument | 2026018460 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 46 RIDGE RD, RUTHERFORD, NJ 07070-2135 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 46 RIDGE RD, RUTHERFORD, NJ 07070-2135 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 22, 2020 |
| Property Address | 46 RIDGE RD, RUTHERFORD, NJ 07070-2135 |
| Document Number | 0037810597 |
| Book / Page | 3781 / 597 |
| Instrument Date | Sep 15, 2020 |
| Instrument | 20-107749 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,009.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 VICTORY LN, 7, BRICK, NJ 08723-6373 |
| Name | Verified Name |
|---|---|
| Address | 46 RIDGE RD, RUTHERFORD, NJ 07070-2135 |
| Document Number | 20107750 |
|---|---|
| Date | Oct 22, 2020 |
| Instrument | 20-107750 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 15, 2017 |
| Property Address | 46 RIDGE RD, RUTHERFORD, NJ 07070-2135 |
| Document Number | 0028131727 |
| Book / Page | 002813 / 001727 |
| Instrument Date | Oct 20, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | GUARDIAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $470.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 46 RIDGE RD RUTHERFORD NJ 070702135, RUTHERFORD, NJ 07070-2135 |
| Document Number | 28131733 |
|---|---|
| Date | Dec 15, 2017 |
| Book Page | 002813/001733 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 14, 2047 |
The 2025 property tax bill for 46 Ridge Rd was $15,427, up 2.5% from the year before.
Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Rutherford Borough |
| Unified School District | Rutherford Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $482,100 (-) Land $284,300 Building $197,800 | $482,100 (-) Land $284,300 Building $197,800 | |
| 2025 | $15,427.00 (+2.53%) | $482,100 Land $284,300 Building $197,800 | $482,100 Land $284,300 Building $197,800 |
| 2024 | $15,046.00 | ||
| 2023 | $482,100 Land $284,300 Building $197,800 | $482,100 Land $284,300 Building $197,800 | |
| 2022 | $14,313.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46 Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 46 Ridge Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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