46 Ridge Rd, Garrison, NY 10524 Property Records

Putnam County and Philipstown Town property record for 46 Ridge Rd, Garrison, NY 10524

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,804 sqft · built 1930
Lot Size	5.03 acres (219,107 sqft)
Owner	Individual Name on File
Last Sale	$576,000 (Jan 2021)
Tax Bill	$11,333 (2024)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`372689 91.5-4-1`

Property Details

APN / Parcel Number

Primary APN	`372689 91.5-4-1`
Alternative APNs	`268909100500040010000000` `125800`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,804 sqft Living Area
1st Floor Area	1,504 sqft
Upper Floors Area	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Old Style
Exterior Material	Wood
Lot Area	219,107 sqft (5.03 acres)
Lot Dimensions	560 ft deep x 80 ft wide
View / Lot	Waterfront
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	125800
Street Address	46 RIDGE RD
City	GARRISON
State	NY
Zip	10524-1105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R80
Legal Description	LAND & RESIDENCE 000800000000000000101A LO
Legal Subdivision	CONTINENTAL VILLAGE
Legal Block	4
Legal Lot Number	1.000
Jurisdiction	PUTNAM NY
Township / Civil Division	PHILIPSTOWN
Census Block Group	3
Census Block	3012
Census Tract	10800

Owner

46 Ridge Rd is owned and occupied by an individual who bought it in January 2021.

Source: Putnam County and Philipstown Town records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	46 RIDGE RD, GARRISON, NY 10524-1105
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2021 · Amount on File
Deed Sale	Jan 26, 2021 · Amount on File
Prior Sale	Jan 26, 2021 · Amount on File
Deed Document Number	202110982021
Deed Book / Page	2197 / 234
Prior Transfer Date	Jun 30, 2015
Prior Transfer Doc	0019830287
Record Updated	Oct 29, 2026

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PUTNAM NY
Recording Date	Jan 26, 2021
Property Address	46 RIDGE RD, GARRISON, NY 10524-1105
Document Number	0021970234
Book / Page	002197 / 000234
Instrument Date	Jan 14, 2021
Instrument	1098
Transaction Type	Transfer
Record Updated	Feb 15, 2021
Title Company	JUDICIAL TITLE INSURANCE AGENCY INC, JUDICIAL TITLE INS AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,304.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	38 ALKAMONT AVE SCARSDALE NY 105835109, SCARSDALE, NY 10583-5109

Mortgage

Document Number	72570001
Date	Jan 26, 2021
Book Page	007257/000001
Instrument	1099

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 25, 2051

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Philipstown Town
Unified School District	Lakeland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$150,000 (-) Land $67,500 Building $82,500	$489,077 (+10.07%)
2024	$11,333.00	$150,000 (-) Land $67,500 Building $82,500	$444,313 (+4.32%)
2023		$150,000 (-) Land $67,500 Building $82,500	$425,894 (+11.73%) Land $191,652 Building $234,242
2022		$150,000 Land $67,500 Building $82,500	$381,194 Land $171,537 Building $209,657

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 46 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	13 (1984–2026)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Jul 2026 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jul 2023 · 2 claims Hurricane Irene, Aug 2011 · 3 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Ridge Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: T-Mobile.

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