46 Richmond St, Fall River, MA 02721 Property Records

Bristol County and Fall River City property record for 46 Richmond St, Fall River, MA 02721

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,143 sqft · built 1900
Lot Size	0.063 acres (2,757 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Nov 2010)
Tax Bill	$3,137 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0F-21 B:0000 L:0099`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0F-21 B:0000 L:0099`
Alternative APN	`M:0F=21 B:0000 L:0099`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,143 sqft Living Area
Gross Area	2,278 sqft
Basement Area	747 sqft
Unfinished Basement	747 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,757 sqft (0.063 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	46 RICHMOND ST
City	FALL RIVER
State	MA
Zip	02721-2653
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Subdivision	STEFANIE K GULA
Legal Lot Number	99
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	4
Census Block	4003
Census Tract	640600

Owner

46 Richmond St is owned and occupied by an individual who acquired it in February 2019.

Source: Bristol County and Fall River City records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	46 RICHMOND ST, FALL RIVER, MA 02721-2653
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 14, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Apr 17, 2019	Quit Claim Deed, Transfer · FHA Mortgage QUAD CTY BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2010 · Amount on File
Deed Sale	Nov 15, 2010 · Amount on File
Deed Document Number	201018869
Deed Book / Page	7563 / 21
Last Transfer Date	Feb 11, 2019
Transfer Doc	9747-219
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Recording Date	Jun 12, 2026
Property Address	46 RICHMOND ST, FALL RIVER, MA 02721-2653
Document Number	012080-105
Book / Page	12080 / 105
Instrument Date	Jun 8, 2026
Instrument	20267964
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 RICHMOND ST, FALL RIVER, MA 02721-2653

Mortgage

Document Number	0000007964,
Date	Jun 12, 2026
Book Page	12080/105
Instrument	20267964

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	46 RICHMOND ST, FALL RIVER, MA 02721-2653
Transaction Type	Mortgage
Record Updated	Jul 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	011040-140
Date	Jun 14, 2022
Book Page	11040/140
Instrument	10897

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Apr 17, 2019
Property Address	46 RICHMOND ST, FALL RIVER, MA 02721-2653
Document Number	9747-219
Book / Page	009747 / 000219
Instrument Date	Feb 11, 2019
Instrument	5616
Transaction Type	Transfer
Record Updated	May 8, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 RICHMOND RD FALL RIVER MA 02720, FALL RIVER, MA 02720

Mortgage

Document Number	9747-223
Date	Apr 17, 2019
Book Page	009747/000223
Instrument	5617

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 46 Richmond St was $3,137, up 6.1% from the year before.

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,137.00 (+6.12%)	$274,000 (+6.49%) Land $105,200 Building $168,800	$337,915 (-14.27%)
2024	$2,956.00 (+9.12%)	$257,300 (+16.53%) Land $101,300 Building $156,000	$394,155
2023	$2,709.00	$220,800 Land $83,700 Building $137,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Richmond St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 46 Richmond St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 945 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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