46 Richardson St, Lowell, MA 01850 Property Records

Middlesex County and Lowell City property record for 46 Richardson St, Lowell, MA 01850

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,903 sqft · built 1950
Lot Size	0.25 acres (10,890 sqft)
Owner	Company Name on File
Last Sale	$234,000 (Oct 2025)
Tax Bill	$5,223 (2025)
Deeds & Mortgages	Oct 2025 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`L01840`

Property Details

APN / Parcel Number

Primary APN	`L01840`
Alternative APNs	`LOWE M:173 B:4925 L:46` `M:000173 T:L01840`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,903 sqft Living Area
Gross Area	3,615 sqft
1st Floor Area	1,064 sqft
Basement Area	884 sqft
Unfinished Basement	884 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	L01840
Street Address	46 RICHARDSON ST
City	LOWELL
State	MA
Zip	01850-1619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TSF
Legal Subdivision	JMG PARKER
Legal Block	4925
Legal Lot Number	46
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2001
Census Tract	310300

Owner

Source: Middlesex County and Lowell City records · APN L01840

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	326 WALNUT ST, NEWTONVILLE, MA 02460-1923
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 21, 2025 · Amount on Record
Deed Sale	Oct 21, 2025 · Amount on Record
Deed Book / Page	39604 / 150
Record Updated	Sep 20, 2026

October 2025: Foreclosure

Document Type	Foreclosure
Jurisdiction	LOWELL MA
Recording Date	Oct 21, 2025
Property Address	46 RICHARDSON ST, LOWELL, MA 01850-1619
Document Number	039604-150
Book / Page	39604 / 150
Instrument Date	Oct 17, 2025
Instrument	33563
Transaction Type	Foreclosure
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 WALNUT ST, NEWTON, MA 02460-1923

Mortgage

Document Number	0000033564
Date	Oct 21, 2025
Instrument	33564

Lender

Name	LOAN FUNDER LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,223.00 (+5.24%)	$455,000 (+9.19%) Land $171,500 Building $283,500	$450,015 (-1.15%)
2024	$4,963.00 (+2.29%)	$416,700 (+6.65%) Land $160,300 Building $256,400	$455,240
2023	$4,852.00	$390,700 Land $139,400 Building $251,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 1,079 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.