46 Richards Ave, Paxton, MA 01612 Property Records

Worcester County and Paxton Town property record for 46 Richards Ave, Paxton, MA 01612

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,012 sqft · built 1840
Lot Size	1.37 acres (60,000 sqft)
Owner	2 Individual Names on File
Last Sale	$545,000 (May 2007)
Tax Bill	$11,737 (2026)
Deeds & Mortgages	Jan 2022 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PAXT M:00018 L:00122`

Property Details

APN / Parcel Number

Primary APN	`PAXT M:00018 L:00122`
Alternative APN	`806`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,012 sqft Living Area
Gross Area	8,464 sqft
Basement Area	1,088 sqft
Unfinished Basement	1,088 sqft

Exterior

Year Built	Built 1840
Effective Year Built	Effective 1840
Architectural Style	Historical
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	60,000 sqft (1.37 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	806
Street Address	46 RICHARDS AVE
City	PAXTON
State	MA
Zip	01612-1148
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR2
Legal Lot Number	122
Jurisdiction	PAXTON MA
Township / Civil Division	PAXTON
Census Block Group	2
Census Block	2014
Census Tract	727100

Owner

46 Richards Ave is owned and occupied by two individuals who bought it in May 2007.

Source: Worcester County and Paxton Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46 RICHARDS AVE, PAXTON, MA 01612-1148
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Apr 16, 2021	Deed of Trust, Mortgage · Balloon Mortgage FIGURE LENDING LCC
Dec 10, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2007 · Amount on File
Deed Sale	May 24, 2007 · Amount on File
Prior Sale	Jul 3, 1990 · Amount on File
Deed Document Number	200767936
Deed Book / Page	41202 / 2
Transfer Doc	40629-3
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAXTON MA
Property Address	46 RICHARDS AVE, PAXTON, MA 01612-1148
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	066943-112
Date	Jan 14, 2022
Book Page	66943/112
Instrument	5368

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAXTON MA
Property Address	46 RICHARDS AVE, PAXTON, MA 01612-1148
Transaction Type	Mortgage
Record Updated	Apr 30, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	64952-249
Date	Apr 16, 2021
Book Page	64952/249
Instrument	52805

Lender

Name	FIGURE LENDING LCC

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	61 Months
Due	May 1, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAXTON MA
Property Address	46 RICHARDS AVE, PAXTON, MA 01612-1148
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63945-150
Date	Dec 10, 2020
Book Page	63945/150
Instrument	152841

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 46 Richards Ave was $11,737, down 3.7% from the year before.

Source: Worcester County and Paxton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Paxton Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,737.00 (-3.69%)	$773,700 (-6.42%) Land $146,500 Building $627,200	$973,370 (-)
2025	$12,187.00 (+8.55%)	$826,800 (+18.35%) Land $125,400 Building $701,400	$973,370 (+2.25%)
2024	$11,227.00 (-1.11%)	$698,600 (+8.18%) Land $125,400 Building $573,200	$951,995
2023	$11,353.00	$645,800 Land $114,200 Building $531,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Richards Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Richards Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAXTON WATER DEPARTMENT serves 4,300 people · EPA ID MA2228000
Water Source	Purchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION
Last State Inspection	May 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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