46 Red Sky Rdg, Mars Hill, NC 28754 Property Records

Madison County property record for 46 Red Sky Rdg, Mars Hill, NC 28754

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,125 sqft · built 2019
Lot Size	3.71 acres (161,608 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,000 (Aug 2018)
Tax Bill	$3,078 (2025)
Deeds & Mortgages	Feb 2020 Line of Credit Nov 2018 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9748-77-1694`

Property Details

APN / Parcel Number

Primary APN	`9748-77-1694`
Alternative APNs	`9748771694 0022784` `22784`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	3,125 sqft Heated Area
1st Floor Area	2,167 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	161,608 sqft (3.71 acres)
Garage Area	624 sqft
Porch	Slab
Deck Area	336 sqft

Location & Zoning

Street Address	46 RED SKY RDG
City	MARS HILL
State	NC
Zip	28754-0569
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Description	MOUNTAIN PARK LO:77
Legal Subdivision	NEW MOUNTAIN PARK
Legal Block	77
Legal Lot Number	77
Jurisdiction	MADISON NC
Township / Civil Division	3, MARS HILL
Census Block Group	1
Census Block	1015
Census Tract	10601

Owner

Source: Madison County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46 RED SKY RDG, MARS HILL, NC 28754-0569
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2020	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK
Nov 16, 2018	Deed of Trust, Mortgage · Construction Mortgage HOMETRUST BANK
Apr 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK
Aug 24, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2018 · Amount on Record
Deed Sale	Aug 24, 2018 · Amount on Record
Prior Sale	Mar 28, 2006 · Amount on Record
Deed Book / Page	655 / 662
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Property Address	46 RED SKY RDG, MARS HILL, NC 28754-0569
Transaction Type	Mortgage
Record Updated	Nov 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006840285
Date	Feb 14, 2020
Book Page	684/285
Instrument	335475

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Property Address	46 RED SKY RDG, MARS HILL, NC 28754-0569
Transaction Type	Mortgage
Record Updated	Nov 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006600461
Date	Nov 16, 2018
Book Page	660/461

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Dec 1, 2026
Change Frequency	Annually
Min Rate At Change	5%
Index	1-Year CMT
Max Rate	11%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Property Address	46 RED SKY RDG, MARS HILL, NC 28754-0569
Transaction Type	Mortgage
Record Updated	Nov 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006880429
Date	Apr 22, 2020
Book Page	688/429
Instrument	336194

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NC
Recording Date	Aug 24, 2018
Property Address	46 RED SKY RDG, MARS HILL, NC 28754-0569
Document Number	0006550662
Book / Page	000655 / 000662
Instrument Date	Aug 1, 2018
Instrument	330136
Transaction Type	Transfer
Record Updated	Sep 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$150.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	124 LIBERTY ST ASHEVILLE NC 288031114, ASHEVILLE, NC 28803-1114

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Madison County
Unified School District	Madison County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,078.00	$644,149 (+63.4%) Land $117,388 Building $526,761	$644,149 (+63.4%) Land $117,388 Building $526,761
2023		$394,205 Land $64,484 Building $329,721	$394,205 Land $64,484 Building $329,721

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 73% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
French Broad EMC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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