46 Ramsey Dr, Hamilton, OH 45013 Property Records

Butler County property record for 46 Ramsey Dr, Hamilton, OH 45013

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,688 sqft · built 1978
Lot Size	0.236 acres (10,258 sqft)
Owner	Individual Name on File
Last Sale	$225,900 (Mar 2022)
Tax Bill	$3,190 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Dec 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`P6412-168-000-019`

Property Details

APN / Parcel Number

Primary APN	`P6412-168-000-019`
Alternative APNs	`0000300` `113581` `110638`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,688 sqft Living Area
1st Floor Area	1,050 sqft
Basement Area	550 sqft
Finished Basement	550 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1998
Architectural Style	Split Level
Exterior Material	Brick/Stone
Lot Area	10,258 sqft (0.236 acres)
Lot Dimensions	134 ft deep x 75 ft wide
Garage Area	475 sqft
Parking Spaces	2 Parking Spaces
Pool Area	512 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	46 RAMSEY DR
City	HAMILTON
State	OH
Zip	45013-3933
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	26805 ENT
Legal Subdivision	HAMILTON 1ST WARD
Legal Lot Number	26805
Jurisdiction	BUTLER OH
Township / Civil Division	HAMILTON
Census Block Group	1
Census Block	1004
Census Tract	1300

Owner

46 Ramsey Dr is owned and occupied by an individual who bought it in March 2022.

Source: Butler County records, as of December 30, 2025

Owner of Record	Individual Name on File
Mailing Address	46 RAMSEY DR, HAMILTON, OH 45013-3933
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Limited Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 14, 2021	Warranty Deed, Transfer
Nov 30, 2021	Warranty Deed, Transfer
Aug 1, 2018	Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2022 · Amount on File
Deed Sale	Mar 30, 2022 · Amount on File
Prior Sale	Dec 14, 2021 · Amount on File
Deed Document Number	202214734
Deed Book / Page	9828 / 1145
Prior Transfer Date	Aug 15, 2003
Prior Transfer Doc	0000107305
Record Updated	Oct 29, 2026

March 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Mar 30, 2022
Property Address	46 RAMSEY DR, HAMILTON, OH 45013-3933
Document Number	0000014734
Book / Page	9828 / 1145
Instrument Date	Feb 23, 2022
Instrument	2022-00014734
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 RAMSEY DR, HAMILTON, OH 45013-3933

Mortgage

Document Number	0098281148
Date	Mar 30, 2022
Instrument	9828/1148

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Dec 14, 2021
Property Address	46 RAMSEY DR, HAMILTON, OH 45013-3933
Document Number	0000071145
Book / Page	9778 / 562
Instrument Date	Oct 29, 2021
Instrument	2021-00071145
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	875 N MICHIGAN AVE STE 3218, 875, CHICAGO, IL 60611-1960

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4343 N SCOTTSDALE RD STE 390, 390, SCOTTSDALE, AZ 85251-3347
Investor	Possibly a Property Investor

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Nov 30, 2021
Property Address	46 RAMSEY DR, HAMILTON, OH 45013-3933
Document Number	0000067906
Book / Page	9768 / 1501
Instrument Date	Sep 29, 2021
Instrument	2021-00067906
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1073 LUPINE DRIVE, 1073, CINCINNATI, OH 45241

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	875 N MICHIGAN AVE STE 3218, 3218, CHICAGO, IL 60611-1960
Investor	Possibly a Property Investor

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BUTLER OH
Property Address	46 RAMSEY DR, HAMILTON, OH 45013-3933
Document Number	0000041237
Instrument Date	Aug 1, 2018
Transaction Type	Mortgage
Record Updated	Nov 9, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 RAMSEY DR HAMILTON OH 450133933, HAMILTON, OH 45013-3933

Mortgage

Document Number	0000041237
Date	Oct 26, 2018
Book Page	009223/000388
Instrument	41237

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 46 Ramsey Dr was $3,190, up 1.1% from the year before.

Source: Butler County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
Municipality	Hamilton City
Unified School District	Hamilton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,190.00 (+1.08%)	$74,780 Land $8,620 Building $66,160	$213,660 Land $24,620 Building $189,040
2024	$3,156.00 (+0.48%)
2023	$3,141.00 (-6.91%)	$74,780 (+51.01%) Land $8,620 Building $66,160	$213,660 Land $24,620 Building $189,040
2022	$3,374.00	$49,520 Land $8,620 Building $40,900
2020			$141,470 Land $24,620 Building $116,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 46 Ramsey Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Ramsey Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMILTON PUBLIC WATER SYSTEM serves 62,447 people · EPA ID OH0904012
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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